Credit Card Debt Help Please! 14% APR?
Ok, I am in a rattling bad status and could use whatever discreet advice.
Here’s my info:
I hit most 8k in debt with my Citigold entry card. 14.5 period APR
I hit most 23,800 in debt with my citibank platinum superior card w/ 0% interest on it until Jan 09′. Upon which it reverts to 6.24 uncertain interest.
I hit a bank of america balance transfer mastercard with a 12 period 0% account w/ 1200 credit line unstoppered existence clean so far. The 0& offer on this card ends in July.
Now I hit most 5k in change I can use to turn my balance. I’m intellection of meet using the 5k to pay downbound my citibank platinum select. However, should I use that money to pay off my citibank entry card?
I’m rattling potty here. I also am intellection of asking for a credit line process to Bank of america from 1200 to 10k. I started this account back in July. I’m hoping to do a balance transfer.
Basically I intellection I could use balance transfers to care with my debt but with the frugalness tanking, things are effort hard.
My credit score is around 740.
So my questions are:
1. With the 5k, which account should I pay downbound first?
2. Should I communicate for a credit line process on my bank of america card? Would it be smarter to meet communicate for 5k first instead of 10k? It was unsealed in June with no state since.
3. Should I unstoppered a newborn balance transfer credit card and essay to verify plus of a 0% balance transfer opportunity?
Thank you so much, some support would be appreciated!