Elizabeth Warren under attack by Republican Politician Doofusses.

Sigh, those Republicans just can't be trusted when it comes to anything to do with consumers rights versus bankster rights.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Bloomberg News reports that JP Morgan Chase Bank might be Chased out of El Paso, Texas.

Bloomberg News reports that JP Morgan Chase Faces Texas Sheriff in Showdown over Eviction Case Fees. As much as I am cheering for the sheriff to seize Chase Bank furniture and computers seized for not paying a court ordered settlement, I wonder if the excuse they gave in the article is valid. Click above to read more.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Breaking News, UnFAIR FORECLOSURES dot com is now online.

Exciting, but frankly, grim news. Due to what I see as a preponderance of unfair foreclosures permeating our society in greater and greater numbers, I am introducing UnFair foreclosures dot com to my family of foreclosure blogs that presently contain Swarm the Banks dot com and Parallel Foreclosure dot com.

Each Foreclosure blog has a specific purpose. Swarm the Banks is an excellent way to track dozens of foreclosure watchdog blogs daily and keep up to date on breaking foreclosure news and the latest foreclosure articles, all of the blog articles can be reached from Swarm the Banks with just one mouse click.

Parallel Foreclosure is my somewhat failed attempt to get the media to follow up on Sarah Buduson's ground breaking parallel foreclosure story in the fall of 2009 that identified the term "Parallel Foreclosure" as the practice of foreclosing on a homeowners home even as the homeowner is attempting to successfully complete a relatively short home loan modification.

I say "a somewhat failed attempt to get the media to also use the term parallel foreclosure" because if successful the term Parallel Foreclosure would help consolidate the close to a million HAMP foreclosure victims into finding each other on the internet. Instead of a long winded explanation about how HAMP led to foreclosure in an accelerated fashion, victims would simply know to say they were "parallel foreclosure" victims.

Since Reporter Sarah Buduson first reported about Parallel Foreclosure over a year and 3 months ago, NOT ONE OTHER REPORTER IN THE ENTIRE COUNTRY HAS USED THE TERM PARALLEL FORECLOSURE IN THEIR REPORTS.

If you google the term "Parallel Foreclosure" (with quotes around both words) you will get literally dozens of pages of ME, posting parallel foreclosure info ALL OVER THE NET, (not to mention the several dozen emails I have sent to reporters who were reporting a parallel foreclosure story without using the term, parallel foreclosure).

UnFair Foreclosures dot com may get depressing at times, but unless we shine a light on the massive amounts of unfair foreclosures going on, the banksters will simply grin, win, and go on with their shenanigans.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Say What? In what language is this Credit Card question being asked?

I am very respectful when it comes to copying content from other sources. I try to follow the rule of not copying more than the first one or two paragraphs, and I always put a link to the article I am referring to.

In this instance I am going to copy the whole question because not only cannot I figure out what language is being spoken, but it makes me wonder how legitimate the site is.

Below is the Credit Card "question" that was asked on that site.............

Credit Card Debt Help Please! 14% APR?

December 17th, 2010 admin0508

Ok, I am in a rattling bad status and could use whatever discreet advice.

Here’s my info:

I hit most 8k in debt with my Citigold entry card. 14.5 period APR

I hit most 23,800 in debt with my citibank platinum superior card w/ 0% interest on it until Jan 09′. Upon which it reverts to 6.24 uncertain interest.

I hit a bank of america balance transfer mastercard with a 12 period 0% account w/ 1200 credit line unstoppered existence clean so far. The 0& offer on this card ends in July.

Now I hit most 5k in change I can use to turn my balance. I’m intellection of meet using the 5k to pay downbound my citibank platinum select. However, should I use that money to pay off my citibank entry card?

I’m rattling potty here. I also am intellection of asking for a credit line process to Bank of america from 1200 to 10k. I started this account back in July. I’m hoping to do a balance transfer.

Basically I intellection I could use balance transfers to care with my debt but with the frugalness tanking, things are effort hard.

My credit score is around 740.

So my questions are:

1. With the 5k, which account should I pay downbound first?

2. Should I communicate for a credit line process on my bank of america card? Would it be smarter to meet communicate for 5k first instead of 10k? It was unsealed in June with no state since.

3. Should I unstoppered a newborn balance transfer credit card and essay to verify plus of a 0% balance transfer opportunity?

Thank you so much, some support would be appreciated!

--------------------------------------------------------------------------------

So, who "talks" like that? I am getting very nervous at people who don't speak English pretending to speak English so they can simply run ads alongside their website of questionable questions. (I removed THREE ADS from the content after copying it over.)

Is it Jamaican? Or is it a crap sandwich of English Slangbanged together in a rorky state of buggerin inconseqentials? I'm not going to post a link to the site just in case there is some kind of spy bugware mixed in.

However, if you want to give it a shot, just cut and paste a 10 word phrase from the part I clipped, put quotes around the phrase, and google it. You should find it that way. Lol, good luck, if you dare, but there's really nothing to see, I've shown you the weird stuff up above.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Police arrest 22 people protesting foreclosures outside Chase bank offices in Los Angeles - latimes.com - Daily-Protest

Police arrest 22 people protesting foreclosures outside Chase bank offices in Los Angeles - latimes.com

I kind of wish I could have gone and documented this protest since I am in the Los Angeles area. I kind of don't understand how I can have FIVE Chase Bank protest blogs up for over a year, (most of these blogs appear on page one of google searches involving Chase Bank protestS), but nobody bothered to notify me from this group that they would be protesting.

I just don't understand how 10,000 homes get foreclosed upon every day in the United States and so few of these people actually get on the internet and try and search out who is fighting for them, and for free. I found out about the Los Angeles Chase Bank protest from Huffington Post by way of Swarm The Banks, but I decided I would not get involved on the front end without notification from the group doing the protesting.

All it would have taken was for one person to simply do the following google search "Chase Bank Protest", or "Chase Bank Protest" Los Angeles, and they most certainly would have found at least one of my blogs on page one of google.

If I had had a few weeks notification about the Chase Bank protest in Los Angeles, and pumped the info on all of my Chase Bank Protest blogs, I might have reached a few thousand people, several hundred for sure. 


Huffington Post may have a bigger reach, but their coverage is a very tiny part of what they do, and the story gets quickly replaced by newer stories. Whereas on my Chase Bank protest blogs the stories stay up for at least a day or two and are easily viewable for a few weeks thereafter, and, I don't charge, plus I'm in L.A., near where the  protest was happening.

And besides, we're not competing! You can be in both! If I was a protestor and was aware that my protesting could get me arrested, I would probably do a google search and make sure I had let a few groups know who might care about what I was doing. 


Not only that, I have spent time protesting myself and might have been able to share some ideas on making signs and how to protest and even how to avoid getting arrested and still making an impact.

I wish them well.

Please Download the Chase Bank Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

FLOC targets Chase Bank's Foreclosures, Funding with huge boycott. From the toledoBlade.com -- The Blade ~ Toledo Ohio

toledoblade.com -- The Blade ~ Toledo Ohio

Anybody who was a victim of Parallel Foreclosure will hopefully one day receive justice in court.

Please Download the Chase Bank Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Mortgage Foreclosure Settlement Due In Q1 2011 -Fox Business' Gasparino

Mortgage Foreclosure Settlement Due In Q1 2011 -Fox Business' Gasparino

Remember the most important concept regarding a mortgage foreclosure settlement, ALL Change in terms without the expressed written consent of the home mortgage payer shall be voided.

In my opinion anything less than that will be a violation of homeowner property rights.

Foreclosure Crisis Strikes World War II Veteran - KTVI

Foreclosure Crisis Strikes World War II Veteran - KTVI

Another unhappy Chase Bank Homeowner in danger of being foreclosed upon.

Chase Bank gets their Arse kicked in court by Family that Chase Bank illegally foreclosed upon and whose business they also DESTROYED.

CLICK HERE TO READ THE DISGUSTING STORY OF HOW CHASE BANK RUINED A SMALL BUSINESS THAT HAD EMPLOYED UP TO 40 PEOPLE, and HOW CHASE BANK THEN LOST IN COURT!

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

How can the government offer HAMP (home affordable modification program) without offering credit card interest rate relief as well?

If the government really was trying to help people struggling with their home mortgage payments, the government would realize that homeowners also need to pay down their credit card debt as well. Interest rate reductions on both credit card debt and home mortgage payments is a REASONABLE PLAN towards giving people a honest chance to succeed.

However, why should the bankster provide home mortgage relief when the credit card interest rate charges are so high that the homeowner will never be able to pay down their credit card debt?

The bankster may be rightfully thinking, "since the homeowner can not pay down their credit card debt because of high interest rates, why should we provide relief on their home mortgage?" If the financial burden is not shared by others who the homeowner also pays on a monthly basis, why should the banks modify any home loan? Why should we shave our profit margin while the credit card companies make gargantuan profits because of huge interest rate charges.

If a bankster saw a homeowner owed 3,000 dollars on a Target Credit Card with an interest rate of 23.5%, the bankster would realize that was 59 dollars a month in interest rate charges! Why should they lower the interest rate on a mortgage when Target can get away with charging such an abominable rate?

Paying down credit card debt at a lower interest rate is not a giveaway. It's the right thing to do and an excellent way to actually reinfuse money into local economies as people being to pay for things with their own money rather than on credit as their debt load decreases.

I would make one stipulation if credit card rates were to be reduce. The credit card holder would agree that their overall credit card debt MUST DECREASE every month they are on the low interest rate credit card paydown program.

Until credit card interest rate relief happens, the HAMP program will continue to be wrought with fraud and misdirection by the banksters.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

YouTube video protesting the banks.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

From Wallet Pop and the Street, Card Act Misses Mark on Payments

From Wallet Pop and the Street, Card Act Misses Mark on Payments.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Chase cancels a balance transfer for customer that had not missed a payment nor been late in the past five years until a small mistake was made.

Five years of pretty good payment history, never late, and one mistake, so a customer transferred the amount on the account they were late by a couple of days on to Chase bank.

Chase bank refused the transfer.

Is this a way to prevent consumers from saving their low interest rate accounts by refusing balance transfers once a good paying customers finally makes a mistake? With Chase Bank, one never knows.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Swarm the Banks is now online.

Please Check out Swarm the Banks, finally, a way to respond to the banks in civil a but forceful manner.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Just another Class Action Lawsuit against Chase Bank Credit Card Division, the bank that is too big too care.

If you click here you can learn about the original chase bank credit card class action law suit plus a new one that just occurred recently.

Just another day in the land of Chase Bank is too big to care about lawsuits from their best paying customers who are never late on their payments.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

RALLY IN TALLY, FLORIDA HOMEOWNERS GOING to Tallahassee and the Florida State Capitol, APRIL 21, 2010 To Be Heard, and you are INVITED.

The Rally in Tally information below comes from Shame The Banks dot org. You can find the original article by clicking here. Below are the main headlines from Shame the Banks dot org.

If you live in Florida and are a homeowner and want to get involved, the time is now.

If you live in Florida and want to connect with other Florida homeowners who are being heard regarding home ownership rights, learn more about the Rally in Tallahassee, Florida at the Florida State Capitol, up above.

Can we talk? Do you find yourself not saying much about your home ownership situation to your friends and relatives? If you do, you may want to consider increasing your social life to include others who you CAN connect with regarding home ownership issues. Always be careful of the possibly misinformed or a fraud who may want to take advantage of you, perhaps that is done by belonging to a group of like minded, concerned people.

If you don't go out and physically find your own homeowners support group, don't automatically assume your existing friends will be there for you.

• How many of your existing friends might not be able to get past judging you regarding your home ownership situation?
• How many of your friends may be pleased to be doing better than you?
• How many of your friends may no longer want to socialize with you if they found out you were struggling with home ownership issues?
• How many of your friends might be secretly pleased to see you move out of your home because it was "nicer" or bigger than their own, or because they do not have a home?

How did you meet your existing friends? If you met them while socializing, don't just assume they will fight with you or alongside you when the chips are down.

Yes, you may need to choose who your friends really are.

True friends do not want to see each other homeless. How many true friends do you really have?

You will never make a friend on the internet if you never meet them in person, yet you should never expect social gratification or a personal relationship that started from the internet either, predators thrive over those kind of expectations.

Finding people who connect with you and your concerns and whom you can align with to problem solve is one thing the internet can assist you with. But at some point, you should consider physically meeting those with similar concerns if you truly want to make a difference.

Ironically, you should probably bring a friend should you choose to meet people from the internet. Do you have such a friend?

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Harris Interactive Poll on Corporate Reputation finds Chase Bank in lowest 13% percentile for Corporate Reputation.

Based on the Harris Interactive Poll for Corporate Reputation, JP Morgan Chase finished near the bottom, position 53 out of a possible low of 60. On a scale of 100 to 1, if 1 was the best score and 100 was the worst score, JP Morgan Chase would have gotten an 87, OUCH!

But Does JP Morgan Chase Really Care?

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Is Elizabeth Warren the next Ralph Nader?

I suggest reading about Elizabeth Warren and trying to support her efforts to create a consumer protection financial agency.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Jamie Dimon sleazes it up with both the Democrats and the Republicans.

It is easy to connect the dots when it comes to Jamie Dimon and behind the scenes politicking with both parties. Check out what Marcy Kaptur had to say about Jamie Dimon by clicking here, she now seems vindicated as Dimon meets with Ohio Republicans to possibly thwart a consumer protection financial agency.

And lets not forget Dimon Proposed sending thousands of jobs to India in March of 2009.

Now a year later, and Jamie Dimon is meeting behind the scenes with Ohio Republicans, possibly to defeat consumer protection financial reform.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Why can't the Banksters and Barack Obama understand the nobility of a homeowner willing to convert unsecured debt into secured debt?

While 25% of all homeowners are now "upside down" on their home mortgages, that also means that 75% of homeowners are not upside down. Of the remaining 75% homeowners, probably another 25% have some, but not much equity built up in their home.

However, this still leaves 50% of all homeowners who probably still have a significant amount of equity in their home. Homeowners with substantial home equity who are presently out of work are being IGNORED by the Barack Obama administration and the banksters, and it is creating a very uncomfortable situation.

Imagine a homeowner that is in their 50's and who spent 20 plus years paying off their home mortgage that they originally purchased for 100,000 dollars (along with a whole lot of interest payments mixed into their monthly mortgage payments as well), and now their home is worth 360,000.

After the home was paid off a few years ago, the homeowner took out a home equity line of credit, called a HELOC, for 60,000 to help pay for their kids education, make some necessary home improvements, and deal with some unexpected medical bills.

This homeowner still has 300,000 dollars worth of home equity on their 360,000 dollar home. Bad news hits, the homeowner worked in the newspaper industry and their job has disappeared. This person is still 5-10 years away from retirement, but rather than jump into another job right away, they have taken in their elderly parents and will be responsible for transporting both of their parents to all of their medical visits, including hospital visits and staying overnight at the hospital if necessary.

This person wants to take time to figure out what kind of business they can run from home because they don't want to be gone all day with two elderly parents in the house.

Unfortunately, the homeowner did pay a price when they paid off their home, they never really were able to create substantial savings because they instead focused on paying off their home mortgage.

So now we have a homeowner with no mortgage, 300,000 dollars home equity on a 360,000 dollar home, no job at the moment, and they want to take longer to find a job because they want to find something they can do from home so they can monitor their parents.

Being cash poor, job poor, but home equity rich, this person asks their bank for a HELOC increase from 60,000 to 100,000. The bank asks about their income situation and the homeowner honestly answers they are in between jobs and won't have another job for another year.

If the bank agrees to raise the equity line, the homeowner will have an additional 40,000 dollars to spend, plus an additional 260,000 in untapped home equity. THE BANK IS IN NO DANGER OF LOSING ANYTHING ON THIS INCREASE IN THE LINE OF HOME EQUITY. If the homeowner were to eventually default on the entire home equity line of 100,000, the result would be the bank has possession of a home worth 360,000 dollars that only had 100,000 thousand dollars taken out.

Here is what I find strange. What the homeowner is basically requesting of the bank is a conversion of unsecured debt into secured debt (home equity line). For years consumer advocates have been advising against converting unsecured debt into secured debt since secured debt means the bank can sell off your assets to collect on your debt.

However, unsecured debt is more difficult for banks to collect against because what was purchased on credit is generally not considered an asset worth reselling.

The bankster industry has gotten so backwards that rather than embrace a homeowner's willingness to convert their unsecured debt into secured debt that is backed by actual equity in a home, the bank would rather REJECT the request to raise the home equity line.

Keep in mind that the homeowner is going to use an increase in the HELOC to keep paying their monthly bills. A SIGNIFICANT portion of their monthly bills includes sending checks to the banks for monthly credit card payments, checks to insurance companies (closely related to the banking industry), another check towards the monthly payment on the equity line (again back to the bank), a check may go towards a payment on the car (once again financed by a bank somewhere). Even checks made payable to the local water and power company usually help the bottom line of cash starved cities who usually oversee water and power!

Do you see the part here that doesn't make much sense. The homeowner is basically parceling out their SECURED ASSET, built up home equity that may have taken as long as 30 years to build up, so they can be responsible and keep paying their monthly bills.

The homeowner is actually converting their unsecured debt into secured HELOC debt while NOT endangering the banks ability to collect on the overall HELOC debt because the home is still worth much much more than what the HOMEOWNER is borrowing against. The borrowed HELOC is easily recoverable by the bank should the homeowner default at a later date.

If the banks won't work with people who have built up a lot of home equity but have no job at the present time, perhaps the banks stand to gain by simply prematurely suffocating a customer financially by not letting them gain access to the secured wealth they built up through years of making their mortgage payments on time.

The too big to fail banking behemoths that were recently bailed out by the taxpayers are not allowing taxpayers to access their own homeowners sweat equity when it becomes necessary, even when an increase in a home equity loan poses virtually no financial risk to the bank and actually benefits all the vendors the homeowner can keep paying.

Here is what one homeowner did when a bank tried to foreclose on their home even though the homeowner still had around 60% home equity built up in the home.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.