More Elder Consumer Abuse by the Credit Card Companies, it just never ends.

It is not enough to read about this stuff, get active, please. Read this link, this could be your mother or father going through this.

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CHASE BANK PROTEST-DAY 9.
HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

Chase Bank Arbitration Request by Daily-Protest.

I got my notice yesterday that Chase is raising my monthly minimum payment from 190 dollars to 470 dollars. No, I am NOT allowed to opt out of this change in terms. I've never been late on a payment and always paid a bit more than the minimum, and I was PROMISED life of the loan low interest rate AND OPTING OUT is a courtesy that credit card companies allow 99% of the time!

I will be requesting arbitration on this matter. (this is my right). Chase Bank is evil. How can some just observe and judge and not feel any anger over how unfairly your fellow neighbor is being treated? Look up the word obtuse if you dare.

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CHASE BANK PROTEST-DAY 9.
HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

CITIBANK INDIA won't let CUSTOMER pay on the 10th of the MONTH, their bill collector shows up SUNDAY MORNING to COLLECT THEIR PAYMENT!

One of my worries about the complacency of americans over the credit card scandal is that whatever miserable treatment americans accept will still be better than what happens elsewhere. As credit card companies do horrible things like go back on their previous promises in the United States, their behavior in other parts of the world will be even worse.

Overall, Chase Bank has really been the worst in my book. One time Citibank tricked my father into accepting a 6 month low interest rate offer when I had instructed him to wait for a life of the loan deal like he previously had (and mistakenly balance transferred elsewhere). Another time an AMEX phone sales person switched me to a delta sky miles card while promising THREE TIMES my interest rate would not change (it did, upwards of course),

Citibank in India seems to be doing at least one not nice thing as stated in this complaint.

Of course a customer should be allowed to set the actual number of the day each month they want to pay their bill. Of course a credit card customers should not be forced to pay before their first paycheck arrives for that month, thereby leading to a default and no doubt a much higher interest rate.

And picking up a payment from the person's home, on a Sunday, in front of family members, huh??? Come Citibank, you can do better than that, you should be proud to be better than Chase Bank Credit Card, and it is not that hard either.

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CHASE BANK PROTEST-DAY 9.
HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

MORE CHASE BANK PROTESTS at 7 DIFFERENT CHASE BANKS in OHIO.

These protests were in Ohio. Link

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CHASE BANK PROTEST-DAY 9.
HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

And ANOTHER CHASE BANK CHARGING ILLEGAL FEES CASE, from 2007, but it sounds like so many other cases...

This story is kind of scary, it involves Chase Bank Employees from the Milwaukee area that basically stole money from an elderly woman's account, even charging a 9.95 "software fee" every month.

If I can find the time I will research how the case came out. Here is the link.

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CHASE BANK PROTEST-DAY 9.
HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

LAWSUITS PILING UP AGAINST WAMU/CHASE BANK over their FREEZING of HOME EQUITY LINES, and the beat goes on.

And the beat goes on, kind of like the guy who throws out peanuts at the ball game, more and more lawsuits are being filed against Chase Bank, literally an almost daily basis. I can't believe Lawyers haven't just started advertising their services about suing Chase Bank.

"Has Chase Bank done you wrong? At the law offices of fill in the blank we're here to help you win back what is rightfully yours..."

Maybe the peanut vendor can add a few new phrases to their peanut pitch...

"Get your peanuts here, get your lawsuits here, get your lawsuits against Chase Bank here...

Maybe at the local swimming pool for lawyer sharks we might hear...

"Last one in with a Chase Lawsuit is a rotten Lawyer"

At the end of the day, like today, if you are a lawyer and nobody has called you about suing Chase Bank, you just may not be a very good lawyer.

Any chance Chase Bank could be broken up, say, into several smaller pieces, maybe even flushed down the toilet?

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CHASE BANK PROTEST-DAY 9.
HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

CHASE BANK FREEZES HELOC's, A Call To Action Blog Link Provided below.

It appears that Chase Bank is so big that the automated computer part of the company does the dirty work so Chase Bank employees don't get blamed or sued. I have read that Chase Bank rejects around 70-80% of home loan applications. Of course they keep the fees. Computer generated letters come out that reduce home equity lines, lower credit lines, and so on, and even if one responds to the computer generated letter, if the letter is ignored, Chase Bank profits.

It almost seems as if Chase Bank can make more money by rejecting home loan

Here is a link for those who feel their HELOC was unfairly frozen. I cannot personally vouch for whomever has set up the link but the fact that it even exists doesn't surprise me.

Here is another link to Denise Richardson's consumer advocacy blog about the two lawsuits that have been filed against Chase Bank.

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CHASE BANK PROTEST-DAY 9.
HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

My Response to a Wall Street Journal article that quotes Chase Bank personnel.

Was WAMU taken over by Chase Bank using unethical methods and behind the scenes manipulations, thereby causing WAMU stockholders to lose millions of dollars in shares because the WAMU sale price was sooooo soooo low?

I heard from someone who worked for WAMU that "Chase employees" from Texas started showing up in California WAMU branches months before it was taken over by Chase Bank. 

I have a Chase Bank protest blog going as well. http://www.daily-protest.com People are suing Chase Bank from all over the country, not just class action lawsuits but personal lawsuits as well. Many are over the loss of homes and the mishandling of Chase home loans. Chase Bank appears to be rejecting 4 out of every 5 home loan applications, once again, maybe making more money short term by rejecting loans than by approving them.  

There are allegations of appraisers either lowballing or highballing a home owners property depending on which way benefits the bank more. Lowballing a value if it means a smaller home equity loan, high balling the value when it causes the loan to be considered more risky

and therefore set at a higher interest rate.  

Chase bank appears to be profiting by penalizing and defaulting their customers rather than by actually helping them. I keep hoping the FBI will step in, but with George Bush senior being from Texas and having previously run both the FBI and CIA, am I foolish to believe the FBI will investigate Chase bank and the many things they are doing to harm good honest people when it was Texas Chase people that appear to have infiltrated WAMU Bank and in process causing Wamu stockholders to lose most of their stock share value before it became Chase Bank?  

There are no home loan programs currently available for people who have more collateral than the amount of the loan they are requesting, how nutty is that? Our only hope may be to keep posting our complaints on the corporate websites so that eventually people who care may actually step in and do the right thing.  

There are NO incentive based credit card debt paydown programs in an economy that is engulfed with nearly a trillion dollars of consumer credit card debt. Why is it acceptable to keep so many people on the hook with old credit card debt AND actually increasing the debt by charging 20-30% interest rates on it! This is just crazy, or perhaps evil is a more appropriate word.  

Unsecured consumer credit card debt has actually double or even tripled when it is compared to the overall world wealth over the past couple of years. The world's wealth decreased by perhaps as much as 50%, but consumer credit card debt actually increased, huh??? The interest rate on this older credit card debt continues to rise when it should now be frozen at zero percent for those committted to paying down their older credit card debt.

 

Interest free consumer credit card paydown programs, especially for debt that is older than three years, would have an positive effect on our economy, and would already be making a difference. I think Bernanke may turn out to be Madoff II as it appears he has no inclination to do anything but the same old thing. daily-protest.com

Link to Wall Street Journal comments section.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

Please vote at Open Gov for the Consumer's Right to Opt Out, lets make it a law!

Here is the link to vote for your own right to OPT OUT when a banking or credit card company changes the terms on a pre-existing agreement.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

Does JOHN McCAIN pay ZERO PERCENT INTEREST on his QUARTER MILLION DOLLAR CREDIT CARD DEBT even though McCAIN is AGAINST GOVERNMENT SPENDING PORK ???

Mr. McCain may get the ultimate hypocrite award if he is getting zero percent interest on his AMEX credit cards while railing in congress against pork projects.

Do you think Mr. McCain, that maybe, just maybe, millions of americans AND THE ECONOMY, would benefit from a credit card debt incentive based paydown program involving zero percent interest on all credit card debt that is older than three years?

Your free interest qualifies as pork if you don't allow it for all americans, or is that what you would then call socialism?  Look up the word OBTUSE, it may apply to you and your position on zero interest rate credit cards for yourself while tens of millions of americans are charged between 20 to 30% interest.

Here is the original article.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

CHASE BANK FREEZES HELOC EQUITY LINES of Rock Solid Americans, when will the FBI step in and investigate Chase Bank? When?

You will need to register with the Chase-Sucks forum to read their topics, but the forum content is so amazing you won't want to miss it.

Here is another story about how Chase Bank is freezing equity lines even it appears that the equity in the home is far greater than where the equity line is being frozen.

Chase Bank employees, please keep revealing what you know, it is the best way to put these corporate criminals in jail. From the top of the company and the stench they spew onto those beneath them, please keep posting your stories, eventually they will be the difference maker. Just be careful where you post from, Chase is probably watching you or the IP you post from.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

Chase Bank BULLIES another ELDERLY PERSON on a fixed income and FREEZES their ACCOUNT.

I don't totally understand this article.  It sounds like Chase bank did an exchange rate for one of their customers. Then several  days later, Chase decided they gave the person too much money so they froze the entire exchange.

If a mistake had been made, why not just freeze the amount of the mistake rather than the entire amount of the original transaction? Chase Bank appears to be making the rules up as they go along, and of course, the rules always seem to favor Chase Bank.

Here is the link.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

FEDERAL RESERVE HIRES LOBBYIST for IMAGE MAKEOVER. This is HOW the MEDIA IS CONTROLLED, the MEDIA EAGERLY ACCEPTS AD DOLLARS from CORPORATIONS.

How can the media do an honest days work if they rely on Chase Bank, the Federal Reserve and Wall Street for their advertising dollars? Answer, they can't.

Solution? Compartmentalize advertising streams so local advertisers can still advertise in major magazines, newspapers and on television. You live in St. Louis, you can advertise in Time Magazine,  St. Louis area only.

You live in Denver, you can advertise on the television show 30 Rock, in the Denver area only. This would instantly create a ton more advertising jobs while REDUCING the cost of advertising for small business. Until this happens, the corporations will continue to have all the power and the influence over the media.

How does this relate to the Federal Reserve? The Federal Reserve is now basically going to do exactly as the corporations do, and hire a public relations person to make everybody believe they can do no wrong and are our heroes.  

Until the Federal Reserve acknowledges that the one trillion dollars in credit card debt that is currently burying the american family and their futures by suffocating local economies throughout the United States, any expenditure they make to try and change that reality is the equivalent to treason in my book.

Thanks to Maxed out Mama for the heads up about the Federal Reserve's image makeover.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

Is CHASE BANK really capable of such EVIL BEHAVIOR as what they just did to a SMALL BUSINESS OWNER?

Chase-Sucks.com continues to shares some horrific stories about the evil behaviors of Chase Bank and some of their executive and heads of local offices. When a company is rotten at the top, the way they retain power is by having really rotten people running their local branches.  

This Link to such a story, if true, should mean jail time for the Chase executive who appears to have frozen funds of one their customers because the customer spoke his mind, I can only hope the FBI intercedes at some point and protects the customers against Chase Bank.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

Tell BARACK OBAMA you care about the RIGHT to OPT OUT when a BANK or CREDIT CARD COMPANY CHANGES TERMS.

Please vote for the right to OPT OUT when a bank changes terms on an existing agreement, just click here, registering takes 10 seconds, and you can vote, it is that easy.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

CHASE BANK Officially CHANGES TERMS on LOW INTEREST CREDIT CARD "LIFE OF THE LOAN" LOW INTEREST RATE AGREEMENTS without offering an OPT OUT OPTION.

Chase Bank, also known as "Change Bank", has changed terms on their low interest, life of the loan offers without offering an opt out clause to their customers.  How could Congress, Bernanke, Barack Obama and others, choose to pretend it is ok to not allow customers to opt out when a bank or credit card company changes terms on an existing financial agreement?

This is the number one test of the integrity and mettle of a public figure, do they agree that consumers have the right to opt out of a change in terms, or not?  So far, the answer is not, and you should be upset whether or not you have credit card debt.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

GOVERNMENT, POLITICIANS, CELEBRITIES, SPORTS STARS and the MEDIA UNITE rather than turn on each other, so should REPUBLICAN and DEMOCRATIC VOTERS.

Is it really OK that celebrities, probably influenced by their own financial planners and investment advisors, keep their mouths shut about how awful the credit card companies are punishing the people of the world by raising credit card interest rates to economically lethal levels?

Is it really acceptable that no one in the media seems bent on taking on the credit card companies and crediting them with the continued economic contraction of our economy?  

Is it really acceptable for local governments to want to be the credit card companies best friend even as they see these very same financial institutions vacuum sealing local economies and drying up normal local, state and federal revenue streams as a result of their 30% interest rates?

When will Wall Street realize that even their own investors have given up investing as they instead pay a 30% never ending monthly maintenance interest fee charge on their existing credit card debt?

When will local, state and federal governments, Politicians, Wall Street Investors the Media and Celebrities begin to turn against each other as they realize that the more the consumer is pinched, so too are they being pinched in the form of less consumer revenue going towards them?

When will you start telling anybody who wants your money that it is going to the credit card companies and their ridiculous interest rates.  

The next time ANY SALESPERSON CALLS, just tell them, sorry, the credit card companies take all my spending money every paycheck.

When will Oprah Winfrey be called out for giving millions of free KFC Chicken Grill Coupons to her "minions" while ignoring the absolutely unnecessary devastation that Chase bank and other credit card companies are causing to the very same people.  Free Chicken Dinners Oprah, while people lose their homes and wealth over usurious credit card interest rates?  Huh, is that the best you can do?

What is the best we can do in the meantime?  I'd love to hear from you in the comments section.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

ANOTHER CHASE CARD BLOGGER PROTESTS CHASE'S Apparent LACK of CUSTOMER SERVICE.

This Blogger cut and run from Chase Bank right after Chase Bank gave them a 100 dollars to open an account with Chase. Does it give Chase Bank a good feeling to bilk customers out of millions and perhaps billions of dollars in questionable fees, and then turn around and "give back" to those opening up a new account with them?

KInd of like "Robbing Da Hood" and giving back to new Chase Bank Enrollees.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

WESLEY WANNEMACHER TESTIFIES in front of CONGRESS about his CHASE BANK CREDIT CARD WEDDING DAY EXPERIENCE.

Wesley Wannemacher explains in front of Congress how a 3,200 wedding day debt on a 3,000 dollar Chase Credit Card ended up costing him something like double or triple the original amount borrowed. It is kind of an amazing story. 

Wesley Wannemacher's story is the kind of story that would do mafia gangsters and racketeers proud, because it was, and will continue to be a legal way to do business, even after the credit card reform bill that just recently passed congress.

Too bad Congress didn't connect what happened to Mr. Wannemacher and his Chase Credit Card Debt with what is happening all over America and see the value in lowering interest rate charges on debt older than three years old to zero percent for those who intend on paying off the old debt via monthly payments.

This would help start our economy faster than any other method out there, and do it from the ground up.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

Judging those who have credit card debt as having been irresponsible doesn't help solve a problem that affects EVERYBODY and the ECONOMY.

A couple of things I find offensive about those who judge others with credit card debt problems is the idea that people were being careless. Credit card debt can take YEARS to fall into and occur to those who made no wasteful purchases. 

The assumption that credit card debt happens overnight or because somebody bought a big screen tv is idiotic. A big screen TV and a monthly cable TV package that results in a person staying home a few extra nights every month will SAVE that person money versus going out to a restaurant and a movie over the course of time.  Reading books may save even more money, but lets not just blame others because they bought something that actually helped create wealth for others.

Using Credit Cards to pay for medical expenses, college education for kids, small business start ups, home repairs, unexpected emergencies, in COMBINATION with high credit card interest rates and a deceptively small two percent monthly minimum payment has led to escalating credit card debt for millions of consumers.  

One of the dirty little credit card industry secrets is that many people could actually pay off their credit card debts if the interest rate wasn't 20% or higher!

Those of you who judge others with credit card debt as being irresponsible may owe your own job to these so called irresponsible people using their credit cards to buy products or services your place of employment or business sells.  

On top of all of that, as house prices escalated a couple of years ago, the ratio of loaning a portion of one's built up equity in a paid off home was a very safe bet, until houses went down in value by 50%. 

Yet credit card debt, the unsecured debt that is supposedly easy to weasel out of, has actually now increased by a huge proportion when compared to the overall value of consumer owned property!

We've had a stock market and housing market value "correction", now it is time for a credit card debt correction as well!

Credit card debt older than three years should have ALL interest fees retroactively waived from the three year mark and older for those who want to pay down their older credit card debt.  

Paying down old credit card debt would be an incredible stimulus package for the ENTIRE economy. Incentive based credit card debt paydown plans are a superior stimulus package program when compared to the punitive based "gotcha trapped" programs the banks and Bernanke have come up with that represent not much more than mobster in suit and tie tactics.

Did the credit card reform bill address the issue of older credit card debt? Answer, no. Time for another credit card reform bill.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.