ARE YOU READY FOR PROTESTS AGAINST CHASE BANK?

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This is no longer about just Chase Bank, The AP just released an amazingly important study that proves that Credit Card Company debt collection tactics are suffocating local economies all over the United States (click anywhere on this sentence for AP Article).

If we do nothing now against Chase Bank's plan to raise monthly minimum payments on over a million of their never late, trustworthy customers, we will only have ourselves to blame.

In California, the people did something and started fighting back. Unfortunately, I don't believe it was correct to completely blame the state of California for the debt monster that the Credit Card companies first helped create, then won't help reduce by offering realistic credit card paydown programs that use INCENTIVES rather than punishment.

Read the AP article and you will discover an insidious debt cancer that starts when the credit card companies over charge for their services. The link above takes you to Bloggers Against Chase Bank for a more complete explanation of what the AP has uncovered, along with a link to the actual article.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

ANOTHER FAMILY ABOUT TO LOSE IT ALL BECAUSE OF THE CHASE BANK MONTHLY MINIMUM PAYMENT INCREASE.

These stories will probably increase in the next month or two. Chase Bank needs to be stopped, hopefully by the FBI or some other government agency, Click HERE to go to the story.

Help Daily-Protest.com grow.

CHASE BANK PROTEST-DAY 9.
HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

DAY-15 CHASE BANK PROTEST, analyzing my Chase Credit Card Bill.

My Chase bank credit card bill still has my old terms on it. Sure I'm glad. But can I really rest knowing that I don't even have opt out rights for when Chase does change terms. My other Chase bills did have changes. Fortunately those are for far less amounts, but they still misrepresented what the new terms would be and they had to send out a letter restating what the terms now are.

All I know is that I still have two Chase credit card bills that used to have a 5.99% interest rate for the life of the loan, and now they are 7.99% even though I was never late with a payment. Please read the mission statement of this blog to see that I cannot stop protesting until Credit card companies are fair and intelligent in the products they offer their customers.

Consumers MUST have the right to "OPT OUT' when terms are changed.

Day-14 Chase Bank Protest, Thanks for the Referrals in other articles around the web!

Daily-Protest.com is pleased to discover that others are providing a link to this blog in the comments section of articles about the credit card industry. Maybe some writers will see that it is ok to be brave and truthful about how wrong the credit card industry by raising interest rates, especially on their programs that promised life of the credit card loan low interest rate loans.

I won't be able to start protesting against Chase Bank until Wednesday, April 22, 2009 because my father's funeral is on Tuesday. However, I plan on coming back strong.

Please refer to prior articles to learn the various ways you can help. Daily-Protest appreciates it every time this blog is mentioned in the comments section of articles that discuss the credit card companies. Thanks again!

DAY - 13, CHASE BANK PROTEST, More Freeway Driving with the Daily-Protest.com sign in the Back Window of the Car.

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I have decided to preserve my voice for my father's funeral services. When I protest, I yell my slogan, CHASE BANK, KEEP YOUR WORD! I can yell pretty loudly. I actually can lose my talking voice but still be able to yell. However, if I lose my talking voice before my father's service that would be a bad thing. I don't want to be in the position of not being able to talk, but being able to yell at my father's funeral service.

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Our family was blindsided by the pre funeral arrangements that had been made and pre-paid for several years earlier. My father thought he was paying for everything, until it actually came time to call and make the arrangements for his funeral. We had to scramble to find an alternative casket, mortuary, and then church because the original contract and salesman had completely mislead us.

I won't go into the details but I can now offer you all some very important advice about pre-paying for your funeral plot, tomb, or mortuary services. When someone passes and a "conventional" funeral has been planned, there are several distinct steps that have to be taken. Body pick-up and transport to the mortuary, embalming, make-up and dressing, casket selection, viewing time, church time and the necessary personnel, religious speaker fee, death certificates, stationary, flowers, dvd photo montage, police escort, transport to burial, entombment or burial, plaque or headstone, engraving, vase, long term care and maintenance. I've probably forgotten a couple as well.

Funeral and mortuary facilities can deceive people by SOMEby having their sales person assure the family that everything has been paid for. Years later, when it is time to use the pre-purchased plan, all of the things that were verbally promised are no where to be found on the contract.

This type of cemetery and mortuary scam could easily be stopped if all funeral and mortuary contracts listed ALL OF THE NECESSARY STEPS that will have to be paid for are actually pre-printed on the contract. Then the salesman has to initial the printed items that are actually being purchased.

If any of you have parents or you yourself have already purchased your burial spot and seem to think you have paid for everything, the odds are that you have probably only paid for a small portion of everything you will need. Review your contract NOW. If the sales person hand writes onto your contract what you are buying, what they are really doing is not revealing what you still have to buy. This is fraud and deception and can set you up for a false sense of security and a huge financial obligation when you can least afford it.

Chase Bank Protest - Day 11, Van Nuys Post Office on Sherman Way Pre-midnight and after midnight Protest against Chase Bank.

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My father passed away this morning, now it was 12 hour later and at 11:30PM I was mailing my IRS payment at the Van Nuys station. Since I was already there, I decided to hold up my CHASE, KEEP YOUR WORD, protest sign along with my Daily-Protest.com sign for a while. It was a half hearted effort at best. I couldn't stop thinking about my Dad and my overwhelming guilt that I didn't slobber him with kisses and tell him how great a dad he had been.

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I made sure not to clog last minute traffic. I had a very carthartic talk with the hospice driver who came to pick the bed, oxygen machine and wheelchair.

If you want to help keep the protest going over the next couple of days, please make a sign that says Daily-Protest.com and put it somewhere where it can be safely viewed and won't fall on anybody or into traffic. Make sure the sign doesn't have sharp edges either.

No matter where you live, if you put up a couple of signs in a storefront or a parked car that is visible to others (please don't drive with the sign in the back window as that could be risky), I might be able to track if I get any hits from your city and let you know not who, but how many hits you helped generate.

Chase Bank Protest-Day 10, My Dad Passes and it was painful for me.

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My Father passed away yesterday. Even though I was with him most of the time over the past 2 months, I made a huge mistake and I will never forget it, and it hurts. I wanted to give him a ton of kisses to make up for the unnecessary guilt that others in our family had chosen to heap on him. However, I was afraid that by doing that, I would be telling him to die, that this was it. So I waited so as not to hasten his death.

He had to be changed that last night and he was so weak that he just sank into the air mattress. It took me half an hour to change him and I was so exhausted by then that I fell asleep sometime around 3 in the morning? When I woke up he was gone. I wanted him to know one final time how grateful I was for him and for being his son and to counter the stress, anxiety and guilt that he felt based on the narcissistic judgement by others of his life, and I failed.

My father thanked me several times over the past couple of months and said he wouldn't still be alive if not for my efforts. For me it was not an effort,I was grateful to be there when he needed a sip of water or had a special food craving, but I just wanted to him know one last time in no uncertain terms how much he meant to me.

A big part of my grief involved trying to file my nightly story for this blog even as he lay just three feet from me and was only hours away from dying. Filing my nightly stories is important to me because we have to fight back against paper violence. Paper violence is when some schmuck in a corporate board room makes a callous, uncalled for numerical decision that instantly causes grief and hardship to thousands of people, such as what Chase is doing with their Change in Terms on already existing agreements. These Change in terms involve raising monthly minimum fees 250%. Yet there was my father, and I blew it his final night and I am sitting here in tears as I write this.

As at peace that I am that I did everything for my father that I could, I feel I blew it the final night of his life, big time, and I blame Chase bank for that. I would protest 8 hours a day against Chase, every day, if I could earn a wage doing it. In the meantime, I will probably post less often over the next week as I prepare for my fathers funeral. Thanks Dad, thanks for my life and for you being in it.

CHASE BANK PROTEST, DAY-9. HOW YOU CAN HELP DAILY-PROTEST.com GROW EVEN IF YOU CAN'T PROTEST.

CLICK HERE TO ENLARGE PICTURE-YOU CAN MAKE A DIFFERENCE BY MAKING YOUR OWN DAILY-PROTEST.com SIGN.

The higher this blog goes in the stat rankings, the more people will be aware that the Credit Card Companies are putting a huge hurt on trustworthy customers. The more people who see this site, the more I can learn about the hardships that Chase Bank has put their customers through.  The biggest transgression by far committed by Chase bank is not allowing customers the right to opt out when the credit card company changes terms. 

When we add in that Citibank and other Credit Card Companies are all about to renege on existing promises and life of the loan low interest rate agreements, we are talking about the victimization of well over a million people, perhaps as many as 5 million people who are having their world turned upside down by a bunch of elite, Wall Street Snobs who think we can't assemble and fight them.
CLICK HERE TO ENLARGE IMAGE. HANDMADE SIGNS SAFELY PLACED WHERE THE WILL BE SEEN BY OTHERS CAN MAKE A DIFFERENCE.

How can you help stop Chase bank and force them to reverse course? Make a sign that says DAILY-PROTEST.com and put it somewhere safe where people will see it. Your signs will generate awareness for this site and can help Daily-Protest.com succeed in finding people that are being harmed by Chase Bank's increase in their monthly minimum payment demands. 

I have a few rules for sign placement for safety purposes that you MUST follow if you want to help. This is to ensure that that nobody gets hurt and that neither you or I don't get sued.

An ideal place to put a DAILY-PROTEST.com sign is in the back window of a PARKED CAR. You CANNOT start, drive, back up, or move the car in anyway with the sign in the back window as it will obstruct your view and endanger others and yourself. You also can't leave someone in the car if whenever the sign is posted for a few reasons I won't get into at this time.

If you work at a mall or some place where people will walk by your car during the day or even see it at night because of night lighting, you can help this blog generate hits, and spread awareness, without having to walk a picket line.

CLICK ON IMAGE TO ENLARGE. CAN YOU MAKE YOUR OWN SIGN AND PLACE IT WHERE IT CAN BE SAFELY SEEN?

Just place a Daily-Protest.com sign where people walk by. Make sure the sign can't fall on top of people, or onto the ground where someone can trip over it. Make sure your sign won't blow away and into traffic. Make sure your sign is made of lightweight material and does not have sharp edges. Even if you put the Daily-PROTEST.com message on an 8 and 1/2 inch by 11 inch paper and leave it on a bulletin board where you work, or a counter top area, every hit that Daily-Protest.com gets, will help.

As the media continues to talk about Pirates and Obama's Dog and Tea Party Protests are being reported in a rather derogatory way, Let us not forget that the story of the everyday person who is being screwed over by Chase Bank is not being headlined by the mainstream media. Even as you read this article Chase is advertising their arrival in California by spending millions upon millions of dollars on commercials.

Besides the Credit Card Scandal already in motion, Chase's purchase of WAMU for literally a penny or two on the dollar must also be investigated.

Anybody recall the infamous California saying of the 80's, Welcome to California, (Chase), now go home.

Chase Bank Protest, Day-8. When I don't Make it Out to Protest Some Days, it's because I am taking care of my Dad as best I can.

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(Edit note - Although my dad's face looks yellowish in this picture, it turns out that the digital still camera I am using apparently has "gone yellow" a couple of times when it is first turned on. It was also the afternoon when I took that picture and the light coming in was bouncing off of some creme colored blinds. In other words, my dads actual skin tone still looked "normal"  to my eye when I took that picture but the picture shows up as yellowish on his face.)

My Chase Bank Protest, Day-8, was spent watching over my ill father who is under home hospice care. I could not leave him today, even under the care of anyone else, because he has a persistent hiccup and he is not able to down any liquids. When I protest, my dad is waiting for me to come home and be with him for the few days he has left.

My Dad has been a tough man his whole life. Friendly, but with his own earnest set of beliefs. One of my Dad's beliefs has been, "Keep your word". In this past year, many people didn't keep their word to my Dad. The local dentist who never made his top denture right and then tried to charge another 500 dollar lab fee.

The dental Insurance program for seniors in California is another example of how seniors are ripped off by offering such an attractive plan, that the dentists will upsell seniors with unnecessary work, or not do the work at all.

Even Rite Aid doesn't honor their 20% off first Tuesday of the month for seniors at all of their stores. I witnessed all of this disrespecting of my dad as I took him and my mother to all of their appointments and their store visits as well.

But before this past year, my dad lived a very full life. Even after he retired my dad had his victory garden that he started while still working, and then flourished the garden even more when he retired. Dad would send dried figs to our relatives in other states (and his dried figs are delicacies).

One year mom and dad grew ample tomatoes from our own California backyard so that we could can and have tomato sauce all year long. Orange trees that gave enough for orange juice for most of the year. Artichokes, Swiss Chard, lettuce, Fava Beans, cucumbers, eggplant, all of this on less than a 1/5th of an acre, did I mention the lemon, grapefruit, tangerine, parsimmons, and even Chedro grafted onto an existing lemon tree. A nirvana of fruit trees all on a 1/5th of an acre.

There are tens of thousands of stories turned tragedy because of what the credit card companies are doing. How many of them will actually be told by the media?

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Chase Banks arrogance in thinking they can unilaterally change terms while giving their customers no choice motivates me to stop them before they infect other corporate giants into thinking they too can be way above the law. My Dad's prostate cancer has taken over his body, meanwhile Chase's banking actions are taking over the lives of hundreds of thousands of people, stealing their time as they try and pay Chase money that Chase does not need, and money that they are illegally demanding.

Every day I have to choose, do I apportion some of my precious time spent with my father towards my Chase Protest, or do I not protest, not even for an hour a day, so that I can be with my father all of his remaining time.

Thanks Chase, thanks for being every bit as evil as the cancer that runs through my dads body.

Stephen Cutler, is Cutler the Smoking Gun behind Chase Bank's Recent Hostile Credit Card Actions Against their most Trustworthy Customers?

There is some very interesting information at Change in Terms.com about Stephen Cutler.

Did you know that back in 2001 Stephen Cutler was an SEC enforcer and fined Chase Bank 1 million dollars for not being able to document where 46 billion dollars of money was! Eight years later and Mr. Cutler is now chief legal counsel for CHASE! Cutler's one million dollar fine against Chase's 46 billion dollars of missing money is the equivalent to fining somebody 1,000 dollars for not being able to account for 46 million dollars in missing funds!

Mr. Cutler used to work for the SEC, now Cutler is chief counsel for Chase Bank. Does anybody know anymore about this Stephen Cutler? Wasn't the SEC the organization that ignored the Bernie Madoff warnings for several years. Is Mr. Cutler the "cleaner", or the "terminator", doing all the dirty work for everybody else?

I found this comment on skeptical Texas CPA, Who is Stephen Cutler? "In his speech, SC states, "the subjects of our enforcement actions in the past two years include ... J.P. Morgan/Chase". I kid you not. Then SC joins JPM about 25 months later. One can question how vigorous the SEC's actions are against its staff's prospective employers. Wait, didn't we see something in the press in the past two years that might bear on which enforcement actions the SEC takes on? Didn't Gary Aguirre (GA) allege the SEC fired him on 1 September 2005, about five months after SC left, because GA wanted to depose MS's CEO, John Mack, in connection with an insider trading investigation of hedge fund Pequot Capital? Didn't Charles Grassley conduct Congressional hearings about this? Was SC ignorant of GA's allegations while he SC was at the SEC? "On 5 October 2006, the SEC recommended no action be taken against Mack",v Note SC joins JPM 68 days later. Neat. Did JPM reward SC for his work for MS at the SEC? SC couldn't join MS, so Wall Street found a nice sinecure for SC at JPM. Is that what happened? Ladies and gentlemen of the blogosphere, you have heard the evidence, now render your verdict."

-Skeptical Texas CPA

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It would seem to me that anybody who is friends with Stephen Cutler needs to be investigated.

DAY - SIX, JP MORGAN CHASE BANK PROTEST AT 12051 VENTURA BLVD, STUDIO CITY.

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Thanks to Destiny for taking the above photo of me.

12051 Ventura Blvd in Studio City is a very busy place. A lot of people go by this Chase Bank location and at on point the Daily-Protest stat counter found 21 out of 22 Daily-Protest hits were from California, (no addresses are listed by the stat counter, just cities), clearly people are interested in what Chase Bank is up to here in California. At least 8 of the hits were from I-Phones, perhaps the passengers in the cars are actually taking a moment to check out Daily-Protest.com right then and there.

With each passing day, as more and more people receive their Chase statements with the 250% increase in the monthly minimum, awareness of what the banks are doing will only grow. The more hits this blog receives, the more Chase will become aware of the hornets next they themselves started.

The more people that join my protest, the more likely that Chase will back down. It would take nothing more than a daily vigil in which people protest in one hour shifts at one Chase Bank, to make a lasting difference and reversal to what Chase has already done.

Besides myself, there were a couple of dozen protestors, all protesting different causes. Apparently a newstruck came out prior to my arrival and decided to label the entire protest "Republican". My personal belief is that my protest will protect democrats, republicans, independents and greens.

I believe the April 15th nationwide protests should not focus on our president but rather focus on how the banks are trying to earn back their losses much too quickly and in the process are harming hundreds of thousands of trustworthy americans.

DAY TWO OF PROTEST AGAINST JP MORGAN CHASE BANK, 6633 TOPANGA CANYON, WOODLAND HILLS, CA.

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TODAY'S PROTEST WAS FROM 7PM TO 8:30PM. I PLAN ON GOING A DIFFERENT TIME EACH DAY. THANKS TO Jim Cunningham of EXAMINER.com for the write up they did about the Chase Bank Protest. Lone Protestor takes on corporate giant.

DAILY-PROTEST.com is already an international hit.

In this blog's first 12 hours online, Daily-Protest.com has already received International hits from Mexico, Brazil, Spain, Canada, Argentina, Venezuela, Malaysia, Latvia and the United States. The world is waiting to see if United States citizens can actually get the banking community to listen to them.

Won't you join me so we don't look bad internationally? Chase Bank, 6633 Topanga Canyon, Woodland Hills, CA. Monday thru Friday. I will show up for one hour a day, hence the name, Daily-Protest.com how about you?