Comptroller of the Currency FAILS to rescue Chase Bank Customers just when they needed the Office of the Comptroller of the Currency most.

Here is a copy of the coyly worded Chase Bank Proviso the Comptroller of the Currency has left in so that Chase Bank can Defile and Default their customers out of their low interest, life of the loan credit agreements that were already in place. I had to cut and paste it as two sections because it started on the end of the first page, third column, and continued on the first column of the next page. There are no words missing between the first part and the second.

This is patently in correct, and I am surprised the Comptroller of the Currency would include this Chase Bank proviso in the credit card reform bill.

Paying down 2% of the minimum can in fact pay off a credit card in a timely fashion, it just depends on WHAT THE INTEREST RATE IS! If the interest rate is LOW, then even a 2% monthly minimum payment is PLENTY to pay down the debt in a reasonable amount of time.

There are times where high interest rates enslave a consumer and they can only tread water. Then there are times when a consumer has EARNED a low interest rate offer because of a stellar payment history. LEAVE THESE LOW INTEREST RATE PEOPLE ALONE!

The one million Chase Bank customers that Chase Bank is TARGETING ALL HAVE INTEREST RATES UNDER 6%! RAISING THEIR MONTHLY MINIMUM PAYMENT IS HURTING THEM FINANCIALLY IF THEY HAVE OTHER DEBT AT HIGHER INTEREST RATES.

This is highway robbery being committed by Chase Bank, and the Comptroller of the Currency seems to be aiding and abetting Chase Bank.

If you are hopping made about this wording please call (202) 874-5750 and tell the Community and Consumer Law Division of the Comptroller of the Currency that this section of the credit card reform bill must be changed so that people who are paying off higher credit card interest rate charges don't LOSE MONEY by now having to pay off low interest rate credit cards at a faster rate!

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Chase Bank building Corporate Jet Hangar as they put hundreds of thousands of their own Customers on the Brink of Financial Despair.

Thanks to a reader for this contribution. Your Chase Bank 2% to 5% raise in the monthly minimum payment being flaunted in all of our faces. According to the New York Times, Jamie Dimon of Chase Bank is Barack Obama's favorite Wall Street Banker.

Meanwhile, back in realityville USA, check out what real people are saying about chase bank at consumer affairs dot com.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Is Chase Bank Committing MAIL FRAUD by not allowing me Arbitration?

If Chase Bank puts in writing that customer disputes are handled by arbitration, but then does not allow me arbitration when I have a dispute with them over their change in terms with no opt out option, has Chase Bank committed mail fraud?

I think it is mail fraud for Chase Bank to put something in writing, send the writing through the mail, and then not honor what they wrote. I am challenging the raising of the monthly minimum payment from 2% to 5% on customers (myself included) that had low interest balance transfer loans with Chase Bank.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Chase Bank offers ProActive Solutions for Customers who Cannot Afford the 2% to 5% Monthly Minimum Payment.

(Update - Oct. 8, 2010 - Please go to this article as well to learn about the Chase Bank Balance Liquidation Program)

I just spoke with Chase Bank Credit Card Pro-Active Solutions Department. I did not go through the actual process of requesting a credit card "loan modification", but you can. The loan modification is for anyone who cannot afford the Chase Bank 2% to 5% raise in the monthly minimum payment on their low interest credit card loan.

Basically, you will be asked what your income is. Your deal will be based on your income and your ability to pay back the loan within a five year period. My opinion is that they are not verifying income. However, if you lie about your income and get a new deal, and then can't make the payments on the new deal, you won't be eligible for any additional modification for five years, and your account will probably go to default.

If you lie about your income, but can still make the payments on time every month until you pay off the loan, then, whatever, whatever. Ultimately, Chase Bank IS STEALING FROM YOU because they are forcing you to accept an accelerated paydown of your low interest rate credit card if it cause you to take longer to pay down other debt that is at a higher interest rate! However, a five year deal is better than either defaulting or accepting their 5% monthly minimum payment program if you cannot afford to pay down the debt that fast, or have to lower your payments on other debts that have a higher revolving interest rate charge.

I really don't like that everybody that is about to have their monthly minimum payment raised from 2% to 5% is NOT being notified about the five year plan. Only the bare minimum who check out a blog like this will discover this program. I think not notifying EACH AND EVERY CUSTOMER about the five year deal is deceptive. Everyone who was offered a similar type of low interest, life of the loan credit card offer (a life of the loan percentage rate of anywhere from 1.99 to 5.99 for the life of the loan) should be notified about the five year deal, so why doesn't Chase Bank just offer a one size fits all INCENTIVE BASED credit card debt paydown plan?

In the meantime, the best plan you can get from Chase Bank appears to be the five year deal. Please understand that you will be making that same size payment each month for the next five years AND your card will be CLOSED to new activity of any kind! You should however, retain the interest rate you are currently paying, and in some instances, apparently people are getting even lower interest rate offers.

You can pad down the payment on your five year deal by first making a bigger than normal payment to the account before asking for the five year deal.

I'm still going to ask for arbitration, but for most of you, Chase Bank ProActive Solutions may be the way to go. Allegedly, one can ask for ProActive Solutions at any time as long as their account REMAINS in good standing.

Chase Bank's Pro Active Solution phone number is... 866-351-0182, Pro Active hours of operation, Eastern Standard Time are, Mon-Thur 8AM to 10PM, Friday 8AM to 7PM, Saturday, 8AM to 5PM, Sunday 9AM-10PM

If you go through the process, please leave a comment here as to what your deal was, you can leave the comment anonymously if you wish.

(Edit update - I ended up going for the five year program. I made one payment at the 5% monthly minimum payment, and then I applied for the five year deal. That one 5% monthly minimum payment caused my five year plan to lower by I think it was 10 dollars a month over what it would have been had I not made that one bigger payment first.)

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Chase Bank's 2% to 5% Monthly Minimum Payment INCREASE for 2 million customers WILL COST CUSTOMERS BETWEEN 100 MILLION TO 1 BILLION DOLLARS A MONTH!

Jamie Dimon of Chase Bank has mistakenly claimed that Chase Bank is raising the monthly minimum payment from 2% to 5% on 2 million of their most loyal, never make a payment late customers as a way to help them pay down their credit card debt.

Jamie Dimon is misinformed, and it concerns me that some one with so much responsibility and that has so many people counting on him to make intelligent, cognizant, truthful statements, could be so misguided.

How can Jamie Dimon run Chase Bank if he doesn't even understand a principle as simple as the most effective way for consumers to pay down their credit card debts?

To put this as simply as I can, the BEST WAY to get out of credit card debt is to pay off the highest interest rate cards FIRST by making bigger than minimum payments every month. The LOWER INTEREST RATE CARDS are paid the monthly minimum payment every month as the consumer is making larger monthly minimum payments on higher interest rate cards.

When Jamie Dimon raises the Chase Bank monthly minimum payment from 2% to 5% on LOW INTEREST RATE CREDIT CARD LOANS, he is making the most reckless decision he can make to his own customers who have never done him wrong but rather made their payments on time each and every month.

I have made an initial estimation that Chase Bank is COSTING THE AMERICAN CONSUMER BETWEEN 100 MILLION TO 1 BILLION DOLLARS A MONTH because of Chase Bank's "ME FIRST", SCORCHED ECONOMY approach to 2 million of their most reliable, never late paying customers by raising their monthly minimum payment from 2% to 5% on low interest credit card rates.

WILL SOMEBODY, ANYBODY, save us from the theft of our own survival resources by Chase Bank?

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

CHASE BANK BAIT and SWITCHING, AGAIN! WHITE HOUSE, BARACK OBAMA, and REPUBLICANS DO NOTHING.

It seems as if Chase Bank is going to do whatever it wants to do when it comes to dealing with their credit card customers. Los Angeles Times Writer David Lazarus exposes the latest and ugliest Chase Bank Bait and Switch Swindle of the american consume as they change flat rate interest rate cards to variable rate instead, without even offering an OPT OUT option!

Just where is Oprah Winfrey, Suze Orman, David Ramsey, our Celebrities, Politicians, Sports Star Athletes, or 60 MINUTES when it comes to protecting the very people who support their media careers by watching their shows and buying their sponsor's products?

Are you still buying products from people who won't step up and protect the american consumer from the Likes of Chase Bank?

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

ARE YOU READY FOR PROTESTS AGAINST CHASE BANK?

CLICK ON IMAGES TO ENLARGE.

This is no longer about just Chase Bank, The AP just released an amazingly important study that proves that Credit Card Company debt collection tactics are suffocating local economies all over the United States (click anywhere on this sentence for AP Article).

If we do nothing now against Chase Bank's plan to raise monthly minimum payments on over a million of their never late, trustworthy customers, we will only have ourselves to blame.

In California, the people did something and started fighting back. Unfortunately, I don't believe it was correct to completely blame the state of California for the debt monster that the Credit Card companies first helped create, then won't help reduce by offering realistic credit card paydown programs that use INCENTIVES rather than punishment.

Read the AP article and you will discover an insidious debt cancer that starts when the credit card companies over charge for their services. The link above takes you to Bloggers Against Chase Bank for a more complete explanation of what the AP has uncovered, along with a link to the actual article.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

REVIEWING WHAT IS EVIL ABOUT CHASE BANK'S 150% INCREASE in the MONTHLY MINIMUM PAYMENT.

What Chase Bank is not saying is that the "one-two percent" that they are blindsiding with a 150% increase in the monthly minimum payment are a million to two million of their most trustworthy, reliable customers who were never late making their payments AND were benefiting from a low interest, life of the loan interest rate!

Chase bank appears to be trying to default their most reliable and trustworthy customers by raising the monthly minimum payment on them by an additional 150% because Chase Bank wins no matter what happens next.

What makes the situation completely unacceptable is that Chase Bank is NOT ALLOWING THESE OVER ONE MILLION VICTIMS STRONG to OPT OUT of the change in terms to their pre-existing agreement.

If these one million plus blind sided, previously never late paying Chase Bank customers pay the additional 150% increase in the monthly minimum payment requirement, Chase Bank saves a ton of money by accelerating the pay down on these low interest, life of the loan interest rates, a move that has been aptly labeled bait and switch by an LA Times Headlines.

If these one million Chase Bank customers cannot afford the new 150% higher monthly payment requirement. they will default on the special low interest rate, life of the loan account, the interest rate jumping from 3.99-5.99 percent to as high as 29.99%, and their credit rating will be affected as well.

The other point that NOBODY MAKES is that other credit card companies HAVE NOT raised their monthly minimum payment requirements, and if they do, they will MOST LIKELY OFFER AN OPT OUT OPTION TO THEIR CUSTOMERS, whereas CHASE BANK DID NOT!

If Chase Bank succeeds in raising their monthly minimum payment by 150%, they are basically jumping their payback requirements ahead of all the other banks. This then makes the other banks look bad to their investors and literally forces them to do the same thing. If Chase Bank demands a bigger cut of the monthly minimum payment pie, why shouldn't all the other banking boards do the same thing to customers cannot afford it?

I am actually for higher minimum payments, as long as they are done when someone gets their first credit card, not after they have built up debt under the 2% monthly minimum rule and are using the low interest rate card to pay down that particular bill while paying down higher interest rate cards first, which is EXACTLY how Chase Bank marketed the discount offer to ALL OF THESE CUSTOMERS they are now blind siding.

If Chase Bank succeeds in raising the monthly minimum payment by 150%, consumers will have LESS AVAILABLE MONEY every month to pay other higher interest debts. Chase Bank's demand also suctions much needed money from local economies as people will have absolutely no additional money to spend, even on basic necessisities.

When these consumers credit rating is lowered for defaulting on these Chase bank accounts, they will be paying higher interest rates in the future as well, resulting in less money every month for the local economy.

EVERYBODY is watching to see if Chase Bank succeeds with their "me first, screw everybody else" mind think. Read the consumer affairs dot org link to see how Chase Bank is devastating over a million people come August 2009.

http://www.bloggersagainstchasebank.com

http://www.daily-protest.com

http://www.changeinterms.com

http://www.consumeraffairs.com/credit_cards/chase_credit_cards.html

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

CHASE BANK RAISING MONTHLY MINIMUM PAYMENT ON OVER A MILLION CUSTOMERS AND CHASE BANK CREDIT CARDS ARE THE TWO TOP STORIES AT CONSUMER AFFAIRS DOT ORG

Click HERE to go to Most Viewed Pages on CONSUMERS AFFAIRS dot org.

Should anyone be surprised that the NUMBER ONE and NUMBER TWO STORIES on CONSUMER AFFAIRS dot org are about CHASE BANK, and they are not complementary stories, that is for sure.

Keep the heat on. Lets make signs that say Daily-Protest.com on them and put them where others can see them, such as in storefront windows, countertops, and bulletin boards. This technique is working magnificently for Seven Eleven!

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

PLEASE VOTE IN THE LA TIMES IS CHASE BANK EVIL POLL.

Please vote in the LA Times Chase Bank Poll. The article by Dave Lazarus is pretty good, the headline is spectacular, but there are a couple of unfortunate omissions. Mr. Lazarus implies that Chase has defeated the lawsuits against them when they have not by stating that what Chase Bank has done is despicable but possibly legal (the lawsuits are still ongoing).

Mr. Lazarus does not mention opting out. However, the mentioning of bait and switch is very strong and I am very happy that was included in the actual headline of the article, wow!

I find it frustrating that the LA Times IS NOT ALLOWING COMMENTS on this article, a disturbing trend in my opinion. However, to the LA Times and Mr. Lazarus credit, they did put a poll in this article and Chase is just getting pasted! Please join in the fun and vote. It actually does matter.

Although comments are enabled beneath the article, Mr. Lazarius can also be reached by email, which I think is very cool (I always recommend the ultimate in politeness when emailing a writer).

Apparently, internet news etiquette is either comments can be left but the writer may not be contacted, or if comments cannot be left, the writer can be contacted via the internet. That seems to be the case for most articles left on newspaper websites, except for the AP, which appears to not allow either contact with the writers of their articles, nor can comments be left. Yeesh.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

ANOTHER CHASE BANK RAISES the MONTHLY MINIMUM PAYMENT STORY but the REPORTER MISSES KEY PARTS of the STORY.

I consider this article to be incomplete and seems to give the impression that we the consumer, can do nothing to stop Chase Bank. The article reports the story about Chase Bank raising monthly minimum payments from 2% to 5%, but they leave out critically important information like Chase Bank's refusal to allow the consumer the right to OPT OUT of any change in terms.

The article then quotes Chase Bank and does not even bother to get an opposing viewpoint even though hundreds of blogs are voicing their displeasure with Chase Bank's methods, methods that have yet to be replicated by any other bank.

The article appears to me to try and validate Chase Banks position. You have to reload the story once or twice before you see the comments section appear. The end result is, the article simply reinforces the idea that Chase Bank can do whatever it wants, and we have no say. That of course, is nonsense. Lets fight back, but in a polite way.

Please email the reporter ( KCheatham@wsbt.com ) and politely ask why she missed the issue of OPTING OUT.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

Chase Bank Arbitration Request by Daily-Protest.

I got my notice yesterday that Chase is raising my monthly minimum payment from 190 dollars to 470 dollars. No, I am NOT allowed to opt out of this change in terms. I've never been late on a payment and always paid a bit more than the minimum, and I was PROMISED life of the loan low interest rate AND OPTING OUT is a courtesy that credit card companies allow 99% of the time!

I will be requesting arbitration on this matter. (this is my right). Chase Bank is evil. How can some just observe and judge and not feel any anger over how unfairly your fellow neighbor is being treated? Look up the word obtuse if you dare.

Help Daily-Protest.com grow.

CHASE BANK PROTEST-DAY 9.
HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

Tell BARACK OBAMA you care about the RIGHT to OPT OUT when a BANK or CREDIT CARD COMPANY CHANGES TERMS.

Please vote for the right to OPT OUT when a bank changes terms on an existing agreement, just click here, registering takes 10 seconds, and you can vote, it is that easy.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

CHASE BANK Officially CHANGES TERMS on LOW INTEREST CREDIT CARD "LIFE OF THE LOAN" LOW INTEREST RATE AGREEMENTS without offering an OPT OUT OPTION.

Chase Bank, also known as "Change Bank", has changed terms on their low interest, life of the loan offers without offering an opt out clause to their customers.  How could Congress, Bernanke, Barack Obama and others, choose to pretend it is ok to not allow customers to opt out when a bank or credit card company changes terms on an existing financial agreement?

This is the number one test of the integrity and mettle of a public figure, do they agree that consumers have the right to opt out of a change in terms, or not?  So far, the answer is not, and you should be upset whether or not you have credit card debt.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

DAY-39, CHASE BANK PROTEST.

Thursday was spent reading and responding to various Chase Bank articles on the net.  I have a couple of exciting new things coming up.  I will reveal one of them in my next article.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

DAY-38, Chase Bank Protest. Having trouble keeping up with all the stories about Chase Bank and the Credit Card Indusry.

It would actually be easier to go protest for an hour in front of a Chase Bank, come back, and write about it, then pouring over the numerous internet articles about Chase Bank and the Credit Card Industry that I read every day. I wish I could do both.

I hope to get back to my on the street protesting soon.  In the meantime, my father's death has left me with so much more to do on a daily basis it has been quite an experience.  

I think I came up with an idea for a book about my dad.  

Any suggestion for book writing software?  The book will have lots of pictures in it, perhaps even one per page. I'll be self publishing it.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

DAY-37 CHASE BANK PROTEST, PLEASE BUZZ THIS STORY UP!

PLEASE CLICK THIS LINK AND BUZZ THE ARTICLE CALLED "Credit Cards and the Rape of the Consumer" up Yahoo.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

Day-36, Chase Bank Protest. ATTENTION Democratic Senator Richard Durbin, I'm Ready, Willing, and Available to be a Consumer Watchdog.

Democratic Senator Richard Durbin, I, Alessandro Machi, publicly claim to be a consumer advocate watchdog. Over the years I have done my own form of consumer activism on a very local level. I also was one of the first to out a trust company scam had sales people coming to people's homes to "update trust accounts" but was actually a front that enticed California senior citizens to put their life savings in uninsured accounts.

One of the things I am most proud of is writing every attorney's general in the United States back in 2004 and protesting GM Card changing terms without allowing me to opt out of the change in terms.

Five years later and this has become one of the biggest issues in regards to credit card companies.  My idea back then is only now, five years later, being considered.

Notifying somebody 45 days advance notice that their credit card interest rate is going up becomes irrelevant if the customer is not allowed to stop the change in terms by opting out. 

Nor should opting out be cause for the credit industry to lower one's credit score since it is actually represents a consumer being responsible with their credit.

Being responsible when it comes to credit should never lower one's credit score.  Creating incentive based credit card programs is something I have been suggesting for the past several days, and it is an idea that I probably am the first to suggest.  

Senator Durbin seeks consumer watchdogs for hire. 

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

Day-35, Chase Bank Protest, Mothers day. A Shocking amount of stories trying to justify banks lowering credit lines ACROSS THE BOARD!

Sunday, May 10, was spent chronicling several stories about how the banks are justified in lowering credit card credit lines, even on their best customers. Thankfully, there are honest people out there telling the truth about how bad our economy is. 

However, it is important to realize that the fulcrum of the world's economies failing is the credit card divisions and their suffocating methods involving punishing their best customers when incentive based credit card programs would work much much better.

I have been protesting from home the past 10 days, writing many many articles for both Daily-Protest.com and also a series about Oprah Winfrey and her reluctance to do a television show with the credit card companies and point out their wrongness.

I've also identified some very important blog articles about how bad our economy presently is. Asia Today Global economy article.

Five Economic Storms

Did Oprah ask Barack Obama to do a town hall meeting about credit cards to take pressure of her for NOT doing a TV show about this.

Oprah Winfrey "Let them eat Chicken" seems to matter more than fighting for her own viewers versus the credit card companies.

There have been a ton of family issues since the passing of my father that require attention on a daily basis. Taking care of mom, tributing my fathers garden by growing all the food he would grow every year, trying to keep our 13 year old shitzsu alive and healthy, all the paperwork and bills, trying to clean house, both inside and out...

...And continuing doing my video business. I recently found out that the person I videotaped for america's got talent was advanced to the next preliminary screening round based on the video (and their performance of course). Juggling all of these things is very very difficult. 

I will gladly post pictures of anybody who bothers to put up a daily-protest sign in a storefront window, bulletin board, or countertop.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

Day-34, CHASE BANK PROTEST. CHASE BANK and FRIENDS use PUNITIVE MEASURES for REDUCING CUSTOMER CREDIT CARD DEBT INSTEAD of INCENTIVE BASED METHODS.

I feel blessed the past few days because I finally put a face on what the credit card industry, the banking industry, Bernanke, the FDIC, and Barack Obama are doing incorrectly in their battle to turnaround the economy.

ALL of these entities are relying on punitive based actions (punishing the consumer) to reduce consumer debt, when it is fairly obvious that incentive based actions would work much faster and much more effectively.

I don't mean to come off like a braggart, but I have already designed several incentive based credit card paydown programs that would instantly have a positive effect on our economy. 

My values have always centered around "people can make a difference" and to not use numbers to hurt people when we could use a different numbers paradigm to actually help people instead.

I would be more than happy to share my incentive based credit card debt paydown programs. All the credit card industry has to do is hire me.

The powers that be have chosen to punish those who already have credit card debt and who don't meet new, very strict credit card standards. The problem with this approach is it was done without ever first attempting incentive based credit card debt paydown programs that probably would work much better, faster, and more effectively at stabilizing our present economy.

Lets try and structure the credit card industry discussion into these two talking points, punitive vs incentive based credit card debt paydown programs. If you happen to get the media's ear, tell them. 

Tell the media you don't think this is the time to punish people with credit card debt when incentive based credit card debt paydown programs would provide more stimulus than the stimulus package and bailout bill is providing.

Have a blessed day.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.