DAY-19 CHASE BANK PROTEST, PEGGY from Pennsylvania lets Chase Bank have it on CNBC's "On The Money." Transcript below, Just how low can Chase Bank Go?

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MEET PEGGY. READ HER CHASE BANK NIGHTMARE STORY BELOW

Peggy from Pennsylvania was on CNBC's "On the Money" earlier today talking about how Chase Bank has reneged on a promise of a 3.99 percent loan for the life of the loan agreement. Chase Bank continues to lie to congress and television by saying they did offer opt out options to their customers, when they deprived 400,000 of their most trustworthy customers the opt out option! 

Peggy's family has so far survived a bout of cancer to one family member and a tumor scare to another member, but can they survive the Chase Bank "Change in Terms" policy that wreaks havoc on families that have never been late on their credit card payments?

Below is a Daily-Protest.com transcript exclusive of what Peggy had to say on CNBC's On the Money television show.

Peggy in Pennsylvania, you're up and you've got some credit card rage, talk to us.

Well, my husband and I have three businesses, he's an attorney, we own a bed and breakfast and we have more than 30 rental units, and for decades we have always paid every, every payment on time, never missed a payment.  

In 2003 my husband got cancer, my son had a tumor, we we had huge medical bills and we still kept up with everything but in 2005 Chase Bank offered us a 38,000 dollar loan at 3.99% for the life of the loan, and we took it to consolidate some of the expenses we'd had in keeping our businesses afloat while he was sick.
CHASE BANK SHOWS HOW EAGER THEY ARE TO TURN MORE PROFIT BY BEATING UP ON THE ELDERLY, THE CANCER STRICKEN, AND THOSE WHO ARE NEVER LATE ON THEIR PAYMENTS.

Then after paying half of it off, um, in December (of 2008) we got a notice that there was a change in terms, and instead of paying 2% per month which was around 400 dollars in December.

Our January payment was a 1,025 dollars, because they were requiring 5% payment. And I called to opt out because every change in terms I'd ever seen on any credit card allows the customer to opt out, only to find out that Chase Bank is not allowing an opt out on this.  

The only thing they offered me was if I wanted to more than double the interest rate they would take me back to the 2% interest per month which I was not willing to do. CHASE BANK CHANGES TERMS ON SIXTY YEAR OLD WOMAN AND HER CANCER STRICKEN FAMILY WITHOUT OFFERING AN OPT OUT OPTION.

Is there anything I can do after Chase testifies in front of congress that they offer an opt out, when they have a change in terms with no opt out for over 400,000 customers ???

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Mary, I so want to see the credit card industry actually pay outsiders to keep them in line.

Special Thanks to Change in Terms for finding the CNBC ON the MONEY story. Click here to see the actual video.

DAY-16 CHASE BANK PROTEST, Paying respects to my Father.

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I had recently second guessed myself that maybe a couple of years ago my dad should have had chemotherapy. However, in 2007 his first BONE SCAN had just come back negative. Looking at the picture of my father up above from around that time my dad still looked like his prostate cancer was just not advancing that fast.

My father at least one other bone scan several months later. and it was negative, yet his prostate cancer was actually advancing to other places, everywhere but his bones. Yet we never told that other tests might have given us a better understanding of his cancer was advancing.

I only recently learned that CAT SCANS, not Bone Scans are more expensive and more definitive in tracking how far and fast prostate cancer has actually spread outside of the prostate but not reached the bones. However, that does not necessarily mean that one can treat prostate cancer and stop it once it has left the prostate even if it is detected earlier.

It is actually possible that if my father had been given chemo when he was still a robust man 2 years ago that maybe it would have knocked him and the cancer down, temporarily, and then the cancer would have roared back and did him in anyways, with the additional issue of him feeling bad from the time he got his chemo until his eventual demise.

Fair Warning, bone scans may reveal no cancer in the bones yet the prostate cancer is still steadily advancing towards other organs such as the liver, colon, or lungs. It is possible that watchful waiting may produce a better, as good, or worse result than chemotherapy. If anybody has their own experience with a family member they want to share, please do so. Everybody's situation is different. Maybe the doctors did us favor by only focusing on Bone Scans, I just don't know.

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If you have a place you can post a Daily-Protest.com sign, please do. Just be safe and post it where it can't fall on anyone, distract anyone that is driving, or have sharp edges. Tell me what town you live in (via email), and I'll let you know if it generated any hits. I don't who or where someone is, the stat counter just tells me what city.

DAY-15 CHASE BANK PROTEST, analyzing my Chase Credit Card Bill.

My Chase bank credit card bill still has my old terms on it. Sure I'm glad. But can I really rest knowing that I don't even have opt out rights for when Chase does change terms. My other Chase bills did have changes. Fortunately those are for far less amounts, but they still misrepresented what the new terms would be and they had to send out a letter restating what the terms now are.

All I know is that I still have two Chase credit card bills that used to have a 5.99% interest rate for the life of the loan, and now they are 7.99% even though I was never late with a payment. Please read the mission statement of this blog to see that I cannot stop protesting until Credit card companies are fair and intelligent in the products they offer their customers.

Consumers MUST have the right to "OPT OUT' when terms are changed.

Day-14 Chase Bank Protest, Thanks for the Referrals in other articles around the web!

Daily-Protest.com is pleased to discover that others are providing a link to this blog in the comments section of articles about the credit card industry. Maybe some writers will see that it is ok to be brave and truthful about how wrong the credit card industry by raising interest rates, especially on their programs that promised life of the credit card loan low interest rate loans.

I won't be able to start protesting against Chase Bank until Wednesday, April 22, 2009 because my father's funeral is on Tuesday. However, I plan on coming back strong.

Please refer to prior articles to learn the various ways you can help. Daily-Protest appreciates it every time this blog is mentioned in the comments section of articles that discuss the credit card companies. Thanks again!

DAY - 13, CHASE BANK PROTEST, More Freeway Driving with the Daily-Protest.com sign in the Back Window of the Car.

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I have decided to preserve my voice for my father's funeral services. When I protest, I yell my slogan, CHASE BANK, KEEP YOUR WORD! I can yell pretty loudly. I actually can lose my talking voice but still be able to yell. However, if I lose my talking voice before my father's service that would be a bad thing. I don't want to be in the position of not being able to talk, but being able to yell at my father's funeral service.

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Our family was blindsided by the pre funeral arrangements that had been made and pre-paid for several years earlier. My father thought he was paying for everything, until it actually came time to call and make the arrangements for his funeral. We had to scramble to find an alternative casket, mortuary, and then church because the original contract and salesman had completely mislead us.

I won't go into the details but I can now offer you all some very important advice about pre-paying for your funeral plot, tomb, or mortuary services. When someone passes and a "conventional" funeral has been planned, there are several distinct steps that have to be taken. Body pick-up and transport to the mortuary, embalming, make-up and dressing, casket selection, viewing time, church time and the necessary personnel, religious speaker fee, death certificates, stationary, flowers, dvd photo montage, police escort, transport to burial, entombment or burial, plaque or headstone, engraving, vase, long term care and maintenance. I've probably forgotten a couple as well.

Funeral and mortuary facilities can deceive people by SOMEby having their sales person assure the family that everything has been paid for. Years later, when it is time to use the pre-purchased plan, all of the things that were verbally promised are no where to be found on the contract.

This type of cemetery and mortuary scam could easily be stopped if all funeral and mortuary contracts listed ALL OF THE NECESSARY STEPS that will have to be paid for are actually pre-printed on the contract. Then the salesman has to initial the printed items that are actually being purchased.

If any of you have parents or you yourself have already purchased your burial spot and seem to think you have paid for everything, the odds are that you have probably only paid for a small portion of everything you will need. Review your contract NOW. If the sales person hand writes onto your contract what you are buying, what they are really doing is not revealing what you still have to buy. This is fraud and deception and can set you up for a false sense of security and a huge financial obligation when you can least afford it.

CHASE BANK PROTEST, DAY-9. HOW YOU CAN HELP DAILY-PROTEST.com GROW EVEN IF YOU CAN'T PROTEST.

CLICK HERE TO ENLARGE PICTURE-YOU CAN MAKE A DIFFERENCE BY MAKING YOUR OWN DAILY-PROTEST.com SIGN.

The higher this blog goes in the stat rankings, the more people will be aware that the Credit Card Companies are putting a huge hurt on trustworthy customers. The more people who see this site, the more I can learn about the hardships that Chase Bank has put their customers through.  The biggest transgression by far committed by Chase bank is not allowing customers the right to opt out when the credit card company changes terms. 

When we add in that Citibank and other Credit Card Companies are all about to renege on existing promises and life of the loan low interest rate agreements, we are talking about the victimization of well over a million people, perhaps as many as 5 million people who are having their world turned upside down by a bunch of elite, Wall Street Snobs who think we can't assemble and fight them.
CLICK HERE TO ENLARGE IMAGE. HANDMADE SIGNS SAFELY PLACED WHERE THE WILL BE SEEN BY OTHERS CAN MAKE A DIFFERENCE.

How can you help stop Chase bank and force them to reverse course? Make a sign that says DAILY-PROTEST.com and put it somewhere safe where people will see it. Your signs will generate awareness for this site and can help Daily-Protest.com succeed in finding people that are being harmed by Chase Bank's increase in their monthly minimum payment demands. 

I have a few rules for sign placement for safety purposes that you MUST follow if you want to help. This is to ensure that that nobody gets hurt and that neither you or I don't get sued.

An ideal place to put a DAILY-PROTEST.com sign is in the back window of a PARKED CAR. You CANNOT start, drive, back up, or move the car in anyway with the sign in the back window as it will obstruct your view and endanger others and yourself. You also can't leave someone in the car if whenever the sign is posted for a few reasons I won't get into at this time.

If you work at a mall or some place where people will walk by your car during the day or even see it at night because of night lighting, you can help this blog generate hits, and spread awareness, without having to walk a picket line.

CLICK ON IMAGE TO ENLARGE. CAN YOU MAKE YOUR OWN SIGN AND PLACE IT WHERE IT CAN BE SAFELY SEEN?

Just place a Daily-Protest.com sign where people walk by. Make sure the sign can't fall on top of people, or onto the ground where someone can trip over it. Make sure your sign won't blow away and into traffic. Make sure your sign is made of lightweight material and does not have sharp edges. Even if you put the Daily-PROTEST.com message on an 8 and 1/2 inch by 11 inch paper and leave it on a bulletin board where you work, or a counter top area, every hit that Daily-Protest.com gets, will help.

As the media continues to talk about Pirates and Obama's Dog and Tea Party Protests are being reported in a rather derogatory way, Let us not forget that the story of the everyday person who is being screwed over by Chase Bank is not being headlined by the mainstream media. Even as you read this article Chase is advertising their arrival in California by spending millions upon millions of dollars on commercials.

Besides the Credit Card Scandal already in motion, Chase's purchase of WAMU for literally a penny or two on the dollar must also be investigated.

Anybody recall the infamous California saying of the 80's, Welcome to California, (Chase), now go home.

DAY FOUR OF PROTEST AGAINST JP MORGAN CHASE BANK - SOUNDS OF HORNS HONKING TO MY PROTEST SIGNS !

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Yesterday Early Evening Protest from 6:10 to 7:40 generated the most response from cars passing by. The Chase Bank located at 6400 Platt Ave. in West Hills, California appears to be a solid location for getting the community to look and learn. It is inevitable with each passing day that more of Chase's unethical and perhaps illegal 250% increase in the monthly minimum loan repayment bills are reaching their customers.

The shock of seeing a monthly minimum payment rise from two hundred dollars to five hundred dollars in these stifling economic times should be more than enough to get people involved by going to this website. If you can't protest, please, send a link to this website to your own personal email list.

The more people this website can make aware of Chase's unethical ways, the quicker Chase can be "changed" to a more civil and ethical policy.

If Chase wants to hire me as a consultant, I would gladly give a solution to the mess they have created that should make most people happier than what Chase has already implemented. I am a complete outsider, and that is what is needed to prevent the type of billing maliciousness and malfeasance that Chase is attempting to implement by lowering the standard of Credit Card to that of racketeering.

If Chase is not stopped, all the other major credit cards will follow! Citibank is now doing virtually the same thing as Chase!