WARNING, MINNESOTA ATTORNEY GENERAL SUES NATIONAL ARBITRATION FORUM for FAVORING the CREDIT CARD COMPANIES AGAINST CONSUMERS.

I have been advocating consumers who are being victimized by Chase Bank and their raise in the monthly minimum payment from 2% to 5%, request arbitration. I just want to pass on a heads up that The National Arbitration Forum is being accused of Favoring banking giants such as Chase Bank, Bank of America, Citi Bank, and so on down the line, over the consumer.

I can imagine that if the results are not to the major banks liking, they simply will take their business to another, more "reasonable" arbitrator. It is not that far of a stretch to feel compelled to somewhat manipulate results if your employer will fire you otherwise.

This is the exact same kind of game playing that allegedly goes on in the food industry business. If a food giant hires a food inspection company to document that they follow safe food handling practices, just how far will the company that has been hired by the food giant go against the very company that is probably paying them for favorable results.

Now we find the same pattern in the finance industry when it comes to arbitration. I still recommend arbitration, just be wary and be tough and mention that you know about THIS LAWSUIT FILED BY THE MINNESOTA ATTORNEY GENERAL AGAINST THE NATIONAL ARBITRATION FORUM and that you expect a fair hearing no matter who is paying their way.

I have read on the internet allegations that some home appraisers may be giving out appraisals that favor the banks agenda on a case by case basis.

The beat goes on.... or should I say, the consumer beating goes on.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

ARE YOU READY FOR PROTESTS AGAINST CHASE BANK?

CLICK ON IMAGES TO ENLARGE.

This is no longer about just Chase Bank, The AP just released an amazingly important study that proves that Credit Card Company debt collection tactics are suffocating local economies all over the United States (click anywhere on this sentence for AP Article).

If we do nothing now against Chase Bank's plan to raise monthly minimum payments on over a million of their never late, trustworthy customers, we will only have ourselves to blame.

In California, the people did something and started fighting back. Unfortunately, I don't believe it was correct to completely blame the state of California for the debt monster that the Credit Card companies first helped create, then won't help reduce by offering realistic credit card paydown programs that use INCENTIVES rather than punishment.

Read the AP article and you will discover an insidious debt cancer that starts when the credit card companies over charge for their services. The link above takes you to Bloggers Against Chase Bank for a more complete explanation of what the AP has uncovered, along with a link to the actual article.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

ANOTHER CHASE BANK RAISES the MONTHLY MINIMUM PAYMENT STORY but the REPORTER MISSES KEY PARTS of the STORY.

I consider this article to be incomplete and seems to give the impression that we the consumer, can do nothing to stop Chase Bank. The article reports the story about Chase Bank raising monthly minimum payments from 2% to 5%, but they leave out critically important information like Chase Bank's refusal to allow the consumer the right to OPT OUT of any change in terms.

The article then quotes Chase Bank and does not even bother to get an opposing viewpoint even though hundreds of blogs are voicing their displeasure with Chase Bank's methods, methods that have yet to be replicated by any other bank.

The article appears to me to try and validate Chase Banks position. You have to reload the story once or twice before you see the comments section appear. The end result is, the article simply reinforces the idea that Chase Bank can do whatever it wants, and we have no say. That of course, is nonsense. Lets fight back, but in a polite way.

Please email the reporter ( KCheatham@wsbt.com ) and politely ask why she missed the issue of OPTING OUT.

HOW YOU CAN HELP! MAKE A DAILY-PROTEST.com sign and put it where others will see it. Daily-Protest.com signs can be placed in a storefront window, a bulletin board at work, or a countertop. Raise curiosity and awareness about how Chase Bank is harming a LOT of of their BEST customers by making a Daily-Protest.com sign.

ANOTHER FAMILY ABOUT TO LOSE IT ALL BECAUSE OF THE CHASE BANK MONTHLY MINIMUM PAYMENT INCREASE.

These stories will probably increase in the next month or two. Chase Bank needs to be stopped, hopefully by the FBI or some other government agency, Click HERE to go to the story.

Help Daily-Protest.com grow.

CHASE BANK PROTEST-DAY 9.
HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

DAY-38, Chase Bank Protest. Having trouble keeping up with all the stories about Chase Bank and the Credit Card Indusry.

It would actually be easier to go protest for an hour in front of a Chase Bank, come back, and write about it, then pouring over the numerous internet articles about Chase Bank and the Credit Card Industry that I read every day. I wish I could do both.

I hope to get back to my on the street protesting soon.  In the meantime, my father's death has left me with so much more to do on a daily basis it has been quite an experience.  

I think I came up with an idea for a book about my dad.  

Any suggestion for book writing software?  The book will have lots of pictures in it, perhaps even one per page. I'll be self publishing it.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

Los Angeles Times Liz Pulliam Weston, Credit Card Industry apologist and apparently proud of it, and no way to contact her either!

What absolutely trashy and incorrect information Liz Pulliam Weston doles out on a regular basis for the Los Angeles Times about credit cards in her money talk column.

I feel badly for anybody who writes this person expecting to get some kind of help. Even worse is the realization nothing will come of it but an explanation as to why the credit card companies can do what they want, and you can't do anything about it.

Check out the horrible information Ms. Weston gave out recently in her column about Chase Bank and their 10 dollar monthly banking fee.

What makes the answer so horrible is that Ms. Weston is basically saying that a credit card company can offer a customer a 3.99 life of the loan offer, and even though the actual monthly interest rate can climb to 10% once the 10 dollar a month fee is added in, that somehow this is entirely legal.

lol, as most of us know, Chase bank rescinded the 10 dollar a month fee specifically because on their own billing system it showed the 3.99 interest rate had suddenly jumped to a much higher rate depending on how much balance still remained to be paid.  The lower the remaining balance, the higher the overall interest rate would jump up to.

Sadly, the LA times has chosen to insulate Ms. Weston from all forms of informational responses.  Not only can Ms. Weston make incorrect statements in her article, nobody can contact her or comment on her articles in an effort to explain that which she does not understand. 

Nice job LA times. How is that Chase Bank advertising money flowing in these days?  It sure looks like it must be coming in nice and steady for you to put out disinformation that protects the credit card companies.

Nowhere does Liz  Pulliam Weston mention the idea of opting out of the credit card agreement after Chase Bank has changed the terms.  Liz Pulliam Weston also does not mention that Chase Bank DID NOT ALLOW the customer the right to opt out of this change in terms in her column by ignoring the concept of opting out all together!

Lies that protect illegal banking methods while trying to mollify the reader into accepting anything unethical that the banking community attempts to do is a horrible, filthy way the Los Angeles Times has chosen to fill it's newspaper space with. 

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

DAY-31 CHASE BANK PROTEST and ANOTHER CHASE BANK DOES THE WRONG THING UNTIL A MEDIA CONSUMER ADVOCATE GETS INVOLVED.

CLICK ON IMAGE TO ENLARGE.

It seems that with each passing day I find another consumer advocate saves a Chase Bank customer from the clutches of Chase Bank indifference and arrogance. It seems as if everyday brings a new story of a media consumer advocate helping a Chase Bank Customer get their money back from some type of Chase Bank shenanigans.

Chase does the right thing only when a consumer advocate with newspaper ties gets involved.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

DAY-29, CHASE BANK PROTEST, On and On and On goes the Chase Bank Commercial currently airing in California.

I've been trying to track down how much Chase Bank is spending just in California alone on their insipid and uninspiring "Blue Sky" commercial ditt featuring the John Lennon song Instant Karma. (...On and On and On, Well we all shine on, like the moon, and the stars, and the sun, well we all shine on, everyone come on...)

Lennon's song is covered by Peter Murphy, former lead singer of the band Bauhaus.  The commercial is from the advertising agency of McGarry Bowen.  I haven't found the advertising budget but it has to be at least 10 million dollars, maybe much much more based on the commercial running once every half an hour on many different channels during prime time and late night news time for the past several weeks.

While Chase causes misery, stress and financial hardship with their "Change in Terms but you can't opt out" policy, Chase Bank glibly spend millions upon millions trying to delude people into feeling better.  Yech.  Even David Letterman just used the phrase on and on and on.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

DAY-27, CHASE BANK PROTEST - name one CELEBRITY that has publicly chastized Chase Bank or the Credit Card Industry.

Have you heard or seen any celebrity, any famous person, anybody person of note, say anything about what the credit card companies are currently doing to the american people? Has anybody of prominence questioned the logic of reducing the spending capacity of millions of americans while also raising interest rates on their credit cards, when they should at the very least be lowering the interest rate?

It's so simple. Cut people's credit lines if you must, but accompany that cut with LOWER INTEREST RATES, NOT HIGHER.

If you have heard of any famous person railing against the credit card industry, PLEASE respond to this topic and provide a link. If you have not heard a celebrity railing against the credit card industry, then maybe any "change" that is going to happen, is going to have start with people like you and me.

I know congress is making "changes" and passing legislation, but they have given the credit card companies a YEAR to wreak havoc on middle america, and the credit card companies have already done their damage.

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Today my mother made an interesting comment. "I didn't realize how much your father did in the yard outside".  Indeed.  

I am working on the other side of my supersized protest sign, adding in "Daily-Protest.com". I am planning a protest for tomorrow (Sunday, May 03, 2009). I don't know which Chase Bank I will show up at, I'll probably decide at the last minute.

Corporate sponsored credit card abuse against the american people is a bigger issue than whether you are a democrat or republican.

Take Care.

Help Daily-Protest.com grow. CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

DAY-26, Chase Bank Protest, Delayed once again, this time because of questionable quality sears craftsman roto tiller that would not start.

(Edit note, there will be a part two to this story in which I discover why the roto tiller was not working). The link will be added to this article once part II is written.

The Rake is Mightier than this Sears Roto Tiller.

As a tribute to my recently passed father, I set out to roto till a small piece of our backyard so we could plant green peas and beans. I spent over 2 hours trying to get the sears craftsmen roto tiller started. I cleaned the air filter, added new fuel, and I even followed the directions. Look at these instructions, what a joke.

SEARS EASY TO FOLLOW INSTRUCTIONS.

AND MORE SEARS EASY TO FOLLOW INSTRUCTIONS.

AND STILL MORE SEARS EASY TO FOLLOW INSTRUCTIONS. 

The closest I got to using the sears toy roto tiller was getting it started up for about 2 seconds and then shut down. Once it started and stopped, that usually is a sign that the piece of equipment will eventually start.  Not with this particular piece of equipment.  Instead I spent the next two hours grinding up the ground with with various rakes, hoes and pics. 

After which we dropped in green peas and beans.

I'll post a follow up picture if something actually grows.

My fingers are still a bit numb from first pulling the roto tiller cord at least a hundred times, and then from having to use the rake and various hoes to grind up the piece of earth. Instead of the one hour project it should have been, it took me 3-4 hours.

How come the smaller, more portable equipment made for the elderly are tougher to start? How come the big powerful garden equipment starts right up, but the small stuff made for those that just want it to work for small projects, require one to work 10 times harder to get it to start.  Shouldn't it be the opposite?  Shouldn't the smaller, lighter equipment made for the elderly be easier to start, and the equipment made for the six foot two, 250 pound guy be the equipment that requires a more manly effort to start?

LOL, MEET THE SEARS INCREDI-PULL 4 CYCLE MINI ROTO TILLER. INCREDI-PULL???

I'm really offended that Sears ever put this pile of junk on the market. I remember my dad struggling to get this thing started in past years and I would rush out to help him so he wouldn't get a heart attack. Eventually he actually went back to that big oversized roto-tiller he used to use when he was a younger man.

Not only did the roto-tiller first steal half of my afternoon, plus the other half going towards actually using real garden tools to work the land,  I had to unclog the kitchen sink disposal as well. 

Once again dad had come through by purchasing a snake.  Between unclogging the kitchen sink disposal and roto tilling the plot of land, five hours went by.  It was so late in the day that I barely had to time to write out this month's bills. I then had to drive half an hour each way to mail several credit card bills so that arrive nice and early. 

Between the Sears crap roto-tiller product, snaking the kitchen sink disposal, and paying and mailing my bills, I no time to protest today, oh the irony.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

DAY-25 CHASE BANK PROTEST. I COULD NOT PROTEST TODAY. HAD TO GIVE OUR DOG A REALLY LONG BATH, HOWEVER...

CHASE OR MY CUTE FACE, CLICK HERE TO SEE ME EVEN LARGER.

I spent from 2:30am to 7:00am resizing  my Daily-Protest.com Blog. I first spent a couple of hours meticulously strategizing the proper width of each column and the middle column as well. I then had to resize every photo in the main column and in the far left column as well.

Should I really say I did not protest today when I spent five hours making this blog more presentable for those who check it out?  

I also spent the afternoon caretaking our 13 year old shitszu. My time was spent cleaning her eyes, trimming back the hair from in front of her eyes, then a really long bath. I don't do the pour water over the dog routine. I actually keep our dog in a metal tub with lukewarm water so she is immersed completely except for her back and head.

She actually looks pretty good right now. However, within a day or two the itching will start again, followed by the bleeding. I hope she isn't suffering.   

Doesn't she look good right now for 13 x 7 years, which equals 91 in human years. Kind of odd how I am leading a credit card revolution but I have to take time out for our dog. I also reinforced my Chase, Keep Your Word sign. It is really large and has developed some creases that make the sign bend in two whenever the wind blows.

So today was a reload day, hopefully tomorrow will be an on the street Chase Bank protest day.

Help Daily-Protest.com grow.CHASE BANK PROTEST-DAY 9. HOW YOU CAN HELP THE DAILY-PROTEST.com CREDIT CARD PROTEST GROW WITHOUT EVEN PROTESTING YOURSELF, AND IT IS FREE.

DAY-24, CHASE BANK PROTEST. I COULD NOT PROTEST TODAY. CUDDILY SHITSZU NEEDED EYE MEDICATION BADLY.

CLICK ON IMAGE TO ENLARGE.

CLICK ON IMAGE TO ENLARGE.

My mother recently lost her husband of 53 years and her sister within a month of each other. Having her also lose her dog (and no thank you, she cannot have another one, the daily care is too much for her to handle) right now is something I am trying to forestall.

Our shitszu's eyes need care and the prior eye doctor refused to reorder her medication because California state law requires an in office visit every six months before a prescription can be given to an animal. Well, we can't afford a 150 to 300 dollar visit for our dog, we can come up with the medication money only.

A compromise solution from a new vet may have saved us and the dogs eyesite. However, I still must ask, Is Chase tougher than a 13 year old shitszu?  You betcha. 

It is a shame that Sarah Palin can't break out of the current, republican platform that is too afraid to go against the biggest banks, no matter how hurtful their current credit card policies and practices are to the american people.

Even Arlen Specter saw the light and has changed sides, although not because of the credit card industry as the democrats are also afraid to go after Chase bank immediately and instead will wait until legislation passes. The problem is the credit card industry is doing a whole lot of damage "RIGHT NOW" to millions of americans credit scores with their unreasonable changes in terms.

Help Daily-Protest.com grow by making a Daily-Protest.com sign and posting it where others will see it. You don't have to protest on the streets, just help make others aware that there is a CHASE BANK CREDIT CARD protest going on. Thank you.

DAY-22, CHASE BANK PROTEST, TOPANGA CANYON & VENTURA BLVD, WOODLAND HILLS, CA. LESS THAN 100 FEET AWAY FROM ME WAS A KNBC TELEVISION NEWS TRUCK.

CLICK ON IMAGE TO ENLARGE

Today was Day-22 of my Chase Bank Protest. I was in Woodland Hills, California by Ventura Blvd. and Topanga Canyon. It is kind of a strange location to protest at. The intersection is very busy. People were looking at my sign and nodding and giving me the thumbs up, but unlike other less busy locations, only a few of these same thumbs up people would also honk their horns.

My theory is that because it is such a busy area motorists are reluctant to use their horn unless a driver is napping when the light turns green.

I also saw a few strange occurrences near and around the intersection of Ventura Blvd and Topanga Canyon. A mobile Dent removal service that shows up on location to fix your car dent. I asked to take a picture of them fixing the car dent for this blog report but they politely refused.  

Can you imagine being the guy that runs over a person, then calls a service that will come out and fix the evidence in daylight in a busy parking lot!  Anyways, I didn't take any pictures nor do I remember the name of the service, but I am surprised a "service" like that probably goes unregulated. yeesh.  Nice, polite people however and I have no idea whose car they were taking the dent out.

I also saw a very funny scene that I embellished into a beer commercial script. Too bad I don't believe in beer commercial advertising. Oh well.  And then there was the KNBC News Truck pictured above.

CLICK ON IMAGE TO ENLARGE.  I first arrived to protest at around 5:20 pm and stopped around 6:35pm. The area was so loud with traffic that I probably blended in and either went unnoticed or the news truck personnel just didn't care.  At one point I was just 20 or 30 feet away walking along Ventura Blvd when a couple of cars started honking their support at my signs. (Chase Bank, Keep Your Word).

However, I'm not a pirate, don't know Obama's puppy, am not the craigslist killer, nor am I protesting taxes. I am protesting Chase Bank and the credit card industries horrible credit card practices. 

Over the past month I have noticed a ton of Chase Bank commercials all over the dial in Southern California, so I'm not holding my breathe for publicity from the same channels that are profiting handsomely from Chase Bank commercials running on their stations. I later googled to see if I could find out why KNBC was there, but I could not find any related story for that particular location.

I don't think I picked up very many hits today from my protesting, much less than some of the other locations I have picketed at lately. Even the people that honked and nodded and thumbs upped me didn't look like they understood they could support this site by bookmarking it, visiting often, and spreading the word.

I'll probably go elsewhere tomorrow for my one hour daily protest.

Help Daily-Protest.com grow by making a Daily-Protest.com sign and posting it where others will see it. You don't have to protest on the streets, just help make others aware that there is a CHASE BANK CREDIT CARD protest going on. Thank you.

DAY-21 CHASE BANK PROTEST. Sprucing up Daily-Protest Header with Important Links.

On days that I cannot Protest in front of Chase Bank in person, I still spend a few hours either writing a new story about Chase Bank or improving Daily-Protest to make it easier and faster to learn about the most important stories.

Today was such a day.  

I've added several of the most important stories that Daily-Protest has broken first, along with very important links, onto the header of Daily-Protest.  I still need your help however.  By posting your own handmade Daily-Protest.com sign on a bulletin board, a countertop, or a store window, you can help Daily-Protest reach thousands of people who don't know this site exists.  

Help Daily-Protest.com grow by making a Daily-Protest.com sign and posting it where others will see it. You don't have to protest on the streets, just help make others aware that there is a CHASE BANK CREDIT CARD protest going on. Thank you.

DAY-20 CHASE BANK PROTEST, Fontainebleau Las Vegas Files Lawsuit Against Chase Bank, Bank of America and friends.

CLICK ON IMAGE TO ENLARGE.

Fountainbleu Las Vegas Casino Project Pictured Above, is now suing Chase Bank, Bank of America, and others for "bailing out" on their project in midstream.

Fountainebleu apparently secured 800 million in financing and the banks just backed out at the last minute. Construction crews and the manufacturers who supply them are now out of work, thousands of them.

It seems the credit card companies and banks will continue to hammer indentured credit card owners because they are easy, unaligned targets. Why invest in a construction project that creates jobs and stimulates not only the Vegas economy but several construction, manufacturing and service arms all over the country when it is easier to just run roughshod over existing credit card debtors by raising their credit card rates?

Heck, the banks will probably make a handsome profit by not stimulating local economies because that will create more and more families defaulting on credit card loans. Do you see how this works against families, and for the banks?

The banks can make more money in Las Vegas by keeping their own money, the government bailout money, and then waiting out everyone that is going to default on their credit card debt from lack of jobs. As banks starve out these kind of construction projects, it will result in an astronomically huge increase in credit card interest rates from around 8% or 9%, all the way up to 29.99 percent and even higher!

That much of a credit card interest rate spike literally makes credit card debtors indentured for life, causing credit defaults, until the banks just start taking away homeowners homes at pennies on the dollar.  

If you don't have credit card debt, this still can affect you as the customers that make your business thrive suddenly are just treading water at 30 percent interest on their credit card debt. Now your customers have to choose between these ridiculous credit card paydown terms or buying something from your business. 

As the banks thrive off of 30% credit card interest rate debt they also absorb more property defaults from those who couldn't find employment, just like what is happening in Vegas.

The less the banks do, the more money and property they acquire.  Credit Card interest rates should be dropping, now rising, as an incentive to banks to find long term loan deals that make them more money than credit card debt.

It is a myth that credit card companies are losing money from credit card debt, they are creating long term profit by defiling people's credit while also repossessing property.

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Help Daily-Protest.com grow by making a Daily-Protest.com sign and posting it where others will see it. You don't have to protest on the streets, just help make others aware that there is a CHASE BANK CREDIT CARD protest going on. Thank you.

DAY-19 CHASE BANK PROTEST, PEGGY from Pennsylvania lets Chase Bank have it on CNBC's "On The Money." Transcript below, Just how low can Chase Bank Go?

CLICK ON IMAGE TO ENLARGE
MEET PEGGY. READ HER CHASE BANK NIGHTMARE STORY BELOW

Peggy from Pennsylvania was on CNBC's "On the Money" earlier today talking about how Chase Bank has reneged on a promise of a 3.99 percent loan for the life of the loan agreement. Chase Bank continues to lie to congress and television by saying they did offer opt out options to their customers, when they deprived 400,000 of their most trustworthy customers the opt out option! 

Peggy's family has so far survived a bout of cancer to one family member and a tumor scare to another member, but can they survive the Chase Bank "Change in Terms" policy that wreaks havoc on families that have never been late on their credit card payments?

Below is a Daily-Protest.com transcript exclusive of what Peggy had to say on CNBC's On the Money television show.

Peggy in Pennsylvania, you're up and you've got some credit card rage, talk to us.

Well, my husband and I have three businesses, he's an attorney, we own a bed and breakfast and we have more than 30 rental units, and for decades we have always paid every, every payment on time, never missed a payment.  

In 2003 my husband got cancer, my son had a tumor, we we had huge medical bills and we still kept up with everything but in 2005 Chase Bank offered us a 38,000 dollar loan at 3.99% for the life of the loan, and we took it to consolidate some of the expenses we'd had in keeping our businesses afloat while he was sick.
CHASE BANK SHOWS HOW EAGER THEY ARE TO TURN MORE PROFIT BY BEATING UP ON THE ELDERLY, THE CANCER STRICKEN, AND THOSE WHO ARE NEVER LATE ON THEIR PAYMENTS.

Then after paying half of it off, um, in December (of 2008) we got a notice that there was a change in terms, and instead of paying 2% per month which was around 400 dollars in December.

Our January payment was a 1,025 dollars, because they were requiring 5% payment. And I called to opt out because every change in terms I'd ever seen on any credit card allows the customer to opt out, only to find out that Chase Bank is not allowing an opt out on this.  

The only thing they offered me was if I wanted to more than double the interest rate they would take me back to the 2% interest per month which I was not willing to do. CHASE BANK CHANGES TERMS ON SIXTY YEAR OLD WOMAN AND HER CANCER STRICKEN FAMILY WITHOUT OFFERING AN OPT OUT OPTION.

Is there anything I can do after Chase testifies in front of congress that they offer an opt out, when they have a change in terms with no opt out for over 400,000 customers ???

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Mary, I so want to see the credit card industry actually pay outsiders to keep them in line.

Special Thanks to Change in Terms for finding the CNBC ON the MONEY story. Click here to see the actual video.

DAY-18 CHASE BANK PROTEST - balancing everyday life with the protest is difficult.

The recent passing of my father has taken precedence over my "on the street protesting". I have been able to keep blogging, but it is hard having to miss protesting in front of Chase Bank so I can take care of family emergencies that are coming up on a daily basis. My mother lost her sister and her husband within a month of each other, and I am not trying to save our cute little shitszu that has horrible skin itchiness, she is literally scratching herself to death.

Instead of protesting yesterday, I spent that time immersing our dog in slightly warm water for 30 minutes, then did the SebaLyt shampoo treatment for several more minutes, then rinsed, and dried. Her fur never looked better, but the skin underneath was still red.

I took the dog with me to mail a bill and then on the way back, a family friend would look at her to give me some advice. By the way, it's a bill that had the payment date moved up 10 days, and I've asked three months in a row to have the date moved back to where it was for the past 6 years. It's not a Chase Bill, it's a non credit card company fuel bill adopting "sinister old school" tactics that many credit card companies dropped several years ago.

These evil billing tactics include giving something like 10-14 days time to pay the bill from the date they actually mail the bill to me. This company has also changed the payment address to across the country, before it used to be in my state. This is really evil stuff, especially when they keep telling me that they will change due date back to the old date, and never do.

So I took the dog with me to the Post Office (Daily-Protest sign in the back window) and then to show to a family friend who has dealt with similar skin problems with her dog. I also bought some vegetarian dog food. The dog won't eat it. I heard the dog start to scratch in the middle of the night and I put her on my lap. She slept fine for several hours that way. When I woke up and left the room, she managed to scratch herself so much, it was as if to make up for the time she lost while sleeping on my lap.

The dreaded prednisone treatment seems to be the only recommendation to reduce skin itchiness that actually works, but over the long haul will shorten a dog's life. So will all the scratching.

You can help promote the protest against Chase Bank by making a daily-protest.com sign and posting it where people will see it. Just be careful that the sign won't blow into traffic, doesn't have sharp edges, or doesn't distract people or obstruct their view. The back window of a PARKED CAR in a busy supermarket market can prove very effective, but please DO NOT DRIVE OR BACK UP with the sign in the back window, not even for one second. But if you work in a store, just leaving a Daily-Protest sign in your backwindow for that time period will help this site get hits.

There is no advertising on this site so the hits are not a ploy to make money.

Places to put such a sign include bulletin boards, store front windows, or a bumper sticker. Even a workplace countertop can work, just get permission if it isn't your space. lol, you can also try protesting in front of a Chase Bank near you, but the other ways may prove just as effective.